Mid Beds Mortgage Services Ltd
Reference number: 589326
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 14 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 30 September 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
MORTGAGE INTELLIGENCE LIMITED Reference number: 305330 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mid Beds Mortgage Services Ltd (FRN 589326) is an AR of MORTGAGE INTELLIGENCE LIMITED (FRN 305330). When you use Mid Beds Mortgage Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mid Beds Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
3 Russell Centre, Coniston Road, Flitwick, Bedford, Bedfordshire, MK45 1QY, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When midbedsmortgage.co.uk first appeared online, and whether it can receive email
- What kind of line 01525 721000 is
- Who else gives the postcode MK45 1QY
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Intelligence Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08202072 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 September 2012 (14 years old)
- Registered office
- 51 Flitwick Road, Westoning, Bedford, Bedfordshire, MK45 5JA
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Steven John Boland | Director | Oct 1972 | 5 Sep 2012 | None |
| Jane Elizabeth Boland | Secretary | Not published | 5 Sep 2012 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£21.5k
−1.8% from £21.9k
Cash at bank
£32.8k
+9.5% from £30.0k
Employees (average)
2
Same as 2
Owed within a year
£13.9k
+25% from £11.1k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08202072. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mid Beds Mortgage Services’s history from the FCA register and Companies House, newest first.
2016
30 June 2016
- Steven John Boland took control (75–100% of shares)
Companies House
2012
5 October 2012
- Became an appointed representative
FCA register
5 September 2012
- Incorporated at Companies House
- Steven John Boland appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Mid Beds Mortgage Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Bedford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mid Beds Mortgage Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 4 events in its history
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Frequently asked questions about this firm
Is Mid Beds Mortgage Services Ltd FCA authorised?
What does appointed representative mean for Mid Beds Mortgage Services?
What is Mid Beds Mortgage Services’ phone number and website?
Is Mid Beds Mortgage Services a scam or clone?
Is my money safe with Mid Beds Mortgage Services?
Who owns Mid Beds Mortgage Services?
Who runs Mid Beds Mortgage Services?
How long has Mid Beds Mortgage Services been in business?
What do Mid Beds Mortgage Services’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk