Millennium Wealth Management Limited

Reference number: 503851

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Millennium Wealth Management Limited (FRN 503851) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Millennium Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Millennium Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When millenniumwm.co.uk first appeared online, and whether it can receive email
  • What kind of line 0330 555 8800 is
  • Who else gives the postcode SG1 2DX
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • The Mortgage Centre Trading name
  • Millenium Wealth Management Ltd Former name
  • Millennium Wealth Management Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06947874
Company status
Active
Company type
Private limited company
Incorporated
30 June 2009 (17 years old)
Registered office
72 Moorland Road, Stoke-On-Trent, ST6 1DY, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Christopher Baker Director May 1973 13 Jul 2009 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
3
still active
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Full accountsNot audited

Net assets

£5,029

−14% from £5,830

Cash at bank

£191

Down £122 from £313

Employees (average)

5

−17% from 6

Owed within a year

£25.9k

+82% from £14.2k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06947874. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Millennium Wealth Management’s history from the FCA register and Companies House, newest first.

Key events (7) All events (11)

2026

15 January 2026

  • Changed its registered name from "Millennium Wealth Management Ltd"

FCA register

2024

30 June 2024

  • Nicola Jayne Baker stopped being a part-owner

Companies House

2016

6 April 2016

  • Neil Christopher Baker took control (75–100% of votes)
  • Nicola Jayne Baker became a part-owner (25–50% of shares)

Companies House

2011

18 November 2011

  • Changed its registered name from "Millenium Wealth Management Ltd"

FCA register

2009

20 July 2009

  • Became an appointed representative

FCA register

30 June 2009

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Millennium Wealth Management

Other FCA-listed firms that share a director, phone number or address with Millennium Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Millennium Wealth Management

Other firms of the same type (insurance broker), nearest first.

In Stevenage

Andrew GreenwoodStevenageAppointed representativeCosma Mortgage Solutions LTDStevenageAppointed representativeCupican LtdStevenageAppointed representativeElderly Life LtdStevenageAppointed representativeTrustATrader.com LimitedStevenageAppointed representativeRed Brick Management LimitedStevenageAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Millennium Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 11 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Millennium Wealth Management Limited FCA authorised?
Millennium Wealth Management Limited (FRN 503851) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Millennium Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Millennium Wealth Management Limited (FRN 503851) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Millennium Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Millennium Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Millennium Wealth Management’s phone number and website?
The FCA register lists the phone number 0330 555 8800 and the website millenniumwm.co.uk for Millennium Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Millennium Wealth Management a scam or clone?
Millennium Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Millennium Wealth Management?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Millennium Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Millennium Wealth Management?
Companies House lists one person with significant control of Millennium Wealth Management: Mr Neil Christopher Baker (75–100% of votes). Before that, it was controlled by Nicola Jayne Baker.
Who runs Millennium Wealth Management?
Companies House lists one director of Millennium Wealth Management: Neil Christopher Baker.
How long has Millennium Wealth Management been in business?
The company was formed on 30 June 2009.
What do Millennium Wealth Management’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £5,029 (−14% from £5,830) and cash at bank of £191 (down £122 from £313).
Does Millennium Wealth Management use any other names?
It trades as The Mortgage Centre. It has previously used 2 other names: Millenium Wealth Management Ltd and Millennium Wealth Management Ltd.

Sources and links

The full report on Millennium Wealth Management Limited

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