Minster Commercial Mortgages Limited

Reference number: 1031890

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Minster Commercial Mortgages Limited (FRN 1031890) is an AR of Commercial Finance Brokers UK Limited (FRN 736199). When you use Minster Commercial Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Minster Commercial Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07917 097135

  • Address

    75 Lower Kirklington Road, Southwell, Nottinghamshire, NG25 0BH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07917 097135 is
  • Who else gives the postcode NG25 0BH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Commercial Finance Brokers UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 March 2025 (1 year old)
Registered office
75 Lower Kirklington Road, Southwell, Nottinghamshire, NG25 0BH, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Curtis Ryan Marshall Director Apr 1992 5 Mar 2025 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
still active
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Dormant company accountsNot audited

Net assets

£100

No earlier figure to compare

Cash at bank

£100

No earlier figure to compare

These accounts were filed as dormant: the company reported no significant trading in the period.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 16294709. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Minster Commercial Mortgages’s history from the FCA register and Companies House, newest first.

2025

28 April 2025

  • Became an appointed representative

FCA register

5 March 2025

  • Incorporated at Companies House
  • Curtis Ryan Marshall became the majority owner (50–75% of shares)
  • Georgina Mary Alice Folkes became a part-owner (25–50% of shares)
  • Curtis Ryan Marshall appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Minster Commercial Mortgages

Other FCA-listed firms that share a director, phone number or address with Minster Commercial Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Minster Commercial Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Nottingham (NG) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Minster Commercial Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Minster Commercial Mortgages Limited FCA authorised?
Minster Commercial Mortgages Limited (FRN 1031890) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Minster Commercial Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Minster Commercial Mortgages Limited (FRN 1031890) is an AR of Commercial Finance Brokers UK Limited (FRN 736199). When you use Minster Commercial Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Minster Commercial Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Minster Commercial Mortgages’ phone number?
The FCA register lists the phone number 07917 097135 for Minster Commercial Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Minster Commercial Mortgages a scam or clone?
Minster Commercial Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Minster Commercial Mortgages?
Protection works through Commercial Finance Brokers UK Limited, the principal firm responsible for Minster Commercial Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Minster Commercial Mortgages?
Companies House lists 2 people with significant control of Minster Commercial Mortgages: Mr Curtis Ryan Marshall (50–75% of shares) and Miss Georgina Mary Alice Folkes (25–50% of shares).
Who runs Minster Commercial Mortgages?
Companies House lists one director of Minster Commercial Mortgages: Curtis Ryan Marshall.
How long has Minster Commercial Mortgages been in business?
The company was formed on 5 March 2025.
What do Minster Commercial Mortgages’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £100 (no earlier figure to compare) and cash at bank of £100 (no earlier figure to compare).

Sources and links

The full report on Minster Commercial Mortgages Limited

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