Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 30 September 2025
- 2 things worth a closer look in the background checks
Responsible principal firm
ESTATE RESOLUTION TECHNOLOGIES (UK) LTD Reference number: 977036 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- MINTLY LTD (FRN 1057821) introduces customers to ESTATE RESOLUTION TECHNOLOGIES (UK) LTD (FRN 977036). Any regulated advice or arranging is done by the principal, not MINTLY.
- Example: if MINTLY refers you to a financial adviser, the advice should come from the principal firm, not from MINTLY itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
-
Address
86-90 Paul Street, London, EC2A 4NE, United Kingdom
In the full report: 3 background checks, 2 things worth a closer look
- When estatecopilot.co.uk first appeared online, and whether it can receive email
- What kind of line 0330 043 2274 is
- Whether EC2A 4NE is a shared office: 82 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- EstateCopilot Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Estate Resolution Technologies (UK) Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14347501 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 September 2022 (4 years old)
- Registered office
- 86-90 Paul Street, London, England, EC2A 4NE, United Kingdom
- Nature of business
-
- Information technology consultancy activities (SIC 62020)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen Richard Hughes | Director | Mar 1983 | 9 Sep 2022 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Turnover
£68.0k
Up £67.7k from £313
Net assets
£43.0k
Up £39.3k from £3,720
Employees (average)
1
Same as 1
Owed within a year
£7,040
Up £7,040 from £0
Turnover
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 14347501. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mintly’s history from the FCA register and Companies House, newest first.
2026
15 July 2026
- Became an introducer appointed representative
- Began trading as "EstateCopilot"
FCA register
2022
9 September 2022
- Incorporated at Companies House
- Stephen Richard Hughes took control (75–100% of shares)
- Stephen Richard Hughes appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Mintly
Other firms of the same type (credit broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mintly
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- Every company its directors have run, named
- 3 background checks on its contact details, 2 flagged
- All 5 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk