MK Creative Images Ltd

Reference number: 740524

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When venturephotography.com first appeared online, and whether it can receive email
  • What kind of line 01908 399140 is
  • Who else gives the postcode MK9 2EA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Venture Photography Milton Keynes Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Accounts are overdue at Companies House.
Company number
06490419
Company status
Active
Company type
Private limited company
Incorporated
31 January 2008 (18 years old)
Registered office
Unit 2 Exchange House, 462 Midsummer Boulevard, Milton Keynes, MK9 2EA, England
Nature of business
  • Portrait photographic activities (SIC 74201)

Directors and company secretaries

Name Role Born Appointed Other companies
Verina Anne Lazaro Director Jun 1967 31 Jan 2008 None
Nigel Gordon Lazaro Director Sep 1963 1 Jun 2013 1 other company
Nigel Gordon Lazaro Secretary Not published 31 Jan 2008 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2024Micro-entity accountsNot audited

Net assets

−£124k

Down £8,615 from −£115k

Employees (average)

9

+13% from 8

Owed within a year

£193k

+11% from £173k

Its next accounts are overdue at Companies House.

Net assets are negative: on its last balance sheet the company owed £124k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2019 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06490419. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

MK Creative Images’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2022

31 December 2022

  • Kit Holdings Ltd became a part-owner (25–50% of shares)

Companies House

2017

31 January 2017

  • Nigel Gordon Lazaro became a part-owner (25–50% of shares)
  • Verina Anne Lazaro became a part-owner (25–50% of shares)

Companies House

2016

7 July 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2008

31 January 2008

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms connected to MK Creative Images

Other FCA-listed firms that share a director, phone number or address with MK Creative Images. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like MK Creative Images

Other firms of the same type (credit broker), nearest first.

In Milton Keynes

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on MK Creative Images

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is MK Creative Images Ltd FCA authorised?
Yes, MK Creative Images Ltd (FRN 740524) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2016 and works as a credit broker. The FCA has placed no limits on its permissions.
What is MK Creative Images’ phone number and website?
The FCA register lists the phone number 01908 399140 and the website venturephotography.com for MK Creative Images. If you were given different contact details, use these to check with the firm before going any further.
Is MK Creative Images a scam or clone?
MK Creative Images is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with MK Creative Images?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how MK Creative Images handles your money, so check the specific product before you commit. You can also refer complaints about MK Creative Images to the Financial Ombudsman Service, free of charge.
Who owns MK Creative Images?
Companies House lists 3 people with significant control of MK Creative Images: Kit Holdings Ltd (25–50% of shares), Mr Nigel Gordon Lazaro (25–50% of shares) and Mrs Verina Anne Lazaro (25–50% of shares).
Who runs MK Creative Images?
Companies House lists 2 directors of MK Creative Images: Verina Anne Lazaro and Nigel Gordon Lazaro.
How long has MK Creative Images been in business?
The company was formed on 31 January 2008, and has held its current FCA authorisation since July 2016.
What do MK Creative Images’ latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of −£124k (down £8,615 from −£115k). Its accounts are overdue at Companies House.
Does MK Creative Images use any other names?
It trades as Venture Photography Milton Keynes.

Sources and links

The full report on MK Creative Images Ltd

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