Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2006
- Accounts filed up to 31 December 2025
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- MMBS Services Limited (FRN 930131) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use MMBS Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from MMBS Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Mutual House, Leicester Road, Melton Mowbray, Leicestershire, LE13 0DB, United Kingdom
In the full report: 2 background checks
- What kind of line 01664 414141 is, and the other firm that gives it
- Who else gives the postcode LE13 0DB
Other names (2)
If you were contacted under any of these names, it is this firm.
- Melton Mortgage Solutions Trading name: A name it trades under now.
- Mortgage Advice Bureau Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05794252 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 April 2006 (20 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Simon James Taylor | Director | Jul 1970 | 1 Jun 2020 | 21 other companies |
| Andrew John Lumby | Director | Mar 1978 | 1 Sep 2021 | 3 other companies |
| Robert Mark Ewin | Secretary | Not published | 31 Dec 2025 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 21
- closed down
- 18
- is FCA-registered
- 1
In the full report: all 21 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 3 companies these 2 directors run together
- All 21 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£61.4k
No earlier figure to compare
Profit before tax
−£20.5k
No earlier figure to compare
Net assets
£17.6k
No earlier figure to compare
Cash at bank
£32.3k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 05794252. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
MMBS Services’s history from the FCA register and Companies House, newest first.
2020
17 July 2020
- Became an appointed representative
FCA register
2016
30 June 2016
- Melton Mowbray Building Society took control (75–100% of shares)
Companies House
2006
25 April 2006
- Incorporated at Companies House
Companies House
In the full report: all 45 events
- All 45 events in its history (3 shown here)
- Every director appointment and resignation: 40
Firms connected to MMBS Services
Other FCA-listed firms that share a director, phone number or address with MMBS Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 1
- share its phone number
- 1
In the full report: all 2 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like MMBS Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Melton Mowbray
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on MMBS Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 21 other companies its directors have run, named
- 2 background checks on its contact details
- All 45 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk