OPF Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are protected by FSCS
No FCA actions
Active company since 2018
Accounts filed up to 29 February 2024
Accounts are overdue at Companies House

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

opfinance.co.uk (opens in a new tab)
Phone number

07748 657681
Address

O P F Ltd, Pera Business Park, Nottingham Road, Melton Mowbray, Leicestershire, LE13 0PB, United Kingdom

In the full report: 3 background checks

When opfinance.co.uk first appeared online, and whether it can receive email
What kind of line 07748 657681 is, and the other firm that gives it
Who else gives the postcode LE13 0PB

Other names (1)

If you were contacted under any of these names, it is this firm.

Peach Mortgage Portal Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages · Arrange equity release FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (13 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on a home reversion plan
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) a home reversion plan
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt-counselling
Making arrangements with a view to a home reversion plan
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Accounts are overdue at Companies House.

Company number: 11208725 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 15 February 2018 (8 years old)
Registered office: 7 Dulverton Road, Melton Mowbray, Leicestershire, LE13 0SF, England
Nature of business: Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
John Bartley	Director	Oct 1973	15 Feb 2018	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
closed down: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 29 February 2024Micro-entity accountsNot audited

Net assets

£1

−100% from £3,052

Employees (average)

2

−33% from 3

Owed within a year

£148k

+159% from £57.0k

Its next accounts are overdue at Companies House.

No turnover or profit for the year to 29 February 2024: the accounts print them but do not tag them. The last tagged figures are £202k turnover and £70.1k profit, for the year to 28 February 2022.

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2020 to 2024
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11208725. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Opf’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2018

20 August 2018

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

15 February 2018

Incorporated at Companies House
John Bartley took control (75–100% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (4 shown here)
Every director appointment and resignation: 1

Firms connected to Opf

Other FCA-listed firms that share a director, phone number or address with Opf. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: the same phone number (1)
Who links it to this firm: the named directors, with dates

Firms like Opf

Other firms of the same type (mortgage adviser or broker), nearest first.

In Melton Mowbray

Oaktree Mortgages LtdMelton MowbrayAuthorised Thomas Nicholas LtdMelton MowbrayAuthorised Charnwood Commercial Bodies LtdMelton MowbrayAppointed representative MMBS Services LimitedMelton MowbrayAppointed representative Rumi Mortgages LtdMelton MowbrayAppointed representative Utopia Financial Services LtdMelton MowbrayAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Opf

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 8 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is OPF Limited FCA authorised?

Yes, OPF Limited (FRN 807521) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2018 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Opf’s phone number and website?

The FCA register lists the phone number 07748 657681 and the website opfinance.co.uk for Opf. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Opf a scam or clone?

Opf is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Opf?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Opf to the Financial Ombudsman Service, free of charge.

Who owns Opf?

Companies House lists one person with significant control of Opf: Mr John Bartley (75–100% of shares).

Who runs Opf?

Companies House lists one director of Opf: John Bartley.

How long has Opf been in business?

The company was formed on 15 February 2018, and has held its current FCA authorisation since August 2018.

What do Opf’s latest accounts show?

Its latest accounts, to 29 February 2024, show net assets of £1 (−100% from £3,052). Its accounts are overdue at Companies House.

Does Opf use any other names?

It has previously used the name Peach Mortgage Portal.