Mobility Your Way Ltd

Reference number: 844333

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mobilityyourway.co.uk first appeared online, and whether it can receive email
  • What kind of line 07876 550728 is
  • Who else gives the postcode NN16 8NQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Rent Mobility Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (5 permissions)
  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11178725
Company status
Active
Company type
Private limited company
Incorporated
30 January 2018 (8 years old)
Registered office
Office 5 Timsons Business Centre, Bath Road, Kettering, Northants, NN16 8NQ, England
Nature of business
  • Retail sale of medical and orthopaedic goods in specialised stores (not incl. hearing aids) not elsewhere classified (SIC 47749)
  • Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)

Directors and company secretaries

Name Role Born Appointed Other companies
Edward Norman Howes Director Mar 1973 30 Jan 2018 6 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
5
still active
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

−£419k

Down £72.7k from −£347k

Cash at bank

£15.9k

−57% from £37.4k

Employees (average)

24

Same as 24

Owed within a year

£991k

−4.1% from £1.03m

Net assets are negative: on its last balance sheet the company owed £419k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11178725. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mobility Your Way’s history from the FCA register and Companies House, newest first.

Key events (4) All events (12)

2019

11 July 2019

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

30 January 2018

  • Incorporated at Companies House
  • Edward Norman Howes took control (75–100% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (4 shown here)
  • Every director appointment and resignation: 3
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Firms like Mobility Your Way

Other firms of the same type (lender), nearest first.

In Kettering

Performance Finance LimitedKetteringAuthorisedSnap-on Finance UK LimitedKetteringAuthorisedChilds W LimitedKetteringAuthorisedEvans Hearing and Healthcare LimitedKetteringAuthorisedMoon Lee LimitedKetteringAuthorisedSmith R J LimitedKetteringAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mobility Your Way

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Mobility Your Way Ltd FCA authorised?
Yes, Mobility Your Way Ltd (FRN 844333) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2019 and works as a lender. The FCA has placed no limits on its permissions.
What is Mobility Your Way’s phone number and website?
The FCA register lists the phone number 07876 550728 and the website mobilityyourway.co.uk for Mobility Your Way. If you were given different contact details, use these to check with the firm before going any further.
Is Mobility Your Way a scam or clone?
Mobility Your Way is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mobility Your Way?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Mobility Your Way handles your money, so check the specific product before you commit. You can also refer complaints about Mobility Your Way to the Financial Ombudsman Service, free of charge.
Who owns Mobility Your Way?
Companies House lists one person with significant control of Mobility Your Way: Mr Edward Norman Howes (75–100% of shares).
Who runs Mobility Your Way?
Companies House lists one director of Mobility Your Way: Edward Norman Howes.
How long has Mobility Your Way been in business?
The company was formed on 30 January 2018, and has held its current FCA authorisation since July 2019.
What do Mobility Your Way’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£419k (down £72.7k from −£347k) and cash at bank of £15.9k (−57% from £37.4k).
Does Mobility Your Way use any other names?
It has previously used the name Rent Mobility.

Sources and links

The full report on Mobility Your Way Ltd

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