Smith R J Limited

Reference number: 739488

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07958 700643

  • Address

    10 Hanover Close, Barton Seagrave, Kettering, Northamptonshire, NN15 6GH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07958 700643 is
  • Who else gives the postcode NN15 6GH
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Snap-on Trading name
  • Snap-on Diagnostics Trading name
  • Snap-on Tools Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10007475
Company status
Active
Company type
Private limited company
Incorporated
16 February 2016 (10 years old)
Registered office
C/O Windsors Rybridge Unit 9, Castle Court 2, Castlegate Way, Dudley, DY1 4RH, England
Nature of business
  • Other retail sale not in stores, stalls or markets (SIC 47990)
  • Other letting and operating of own or leased real estate (SIC 68209)

Directors and company secretaries

Name Role Born Appointed Other companies
Robin James Smith Director Dec 1982 16 Feb 2016 None
Hannah Smith Secretary Not published 16 Feb 2016 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 28 February 2026Micro-entity accountsNot audited

Net assets

£284k

−4.1% from £297k

Employees (average)

2

Same as 2

Owed within a year

£43.9k

−18% from £53.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10007475. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Smith R J’s history from the FCA register and Companies House, newest first.

Key events (4) All events (10)

2016

6 July 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Robin James Smith took control (75–100% of shares)

Companies House

16 February 2016

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Smith R J

Other firms of the same type (lender), nearest first.

In Kettering

Performance Finance LimitedKetteringAuthorisedSnap-on Finance UK LimitedKetteringAuthorisedChilds W LimitedKetteringAuthorisedEvans Hearing and Healthcare LimitedKetteringAuthorisedMobility Your Way LtdKetteringAuthorisedMoon Lee LimitedKetteringAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Smith R J

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Smith R J Limited FCA authorised?
Yes, Smith R J Limited (FRN 739488) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Smith R J’s phone number?
The FCA register lists the phone number 07958 700643 for Smith R J. If you were given different contact details, use these to check with the firm before going any further.
Is Smith R J a scam or clone?
Smith R J is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Smith R J?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Smith R J handles your money, so check the specific product before you commit. You can also refer complaints about Smith R J to the Financial Ombudsman Service, free of charge.
Who owns Smith R J?
Companies House lists one person with significant control of Smith R J: Mr Robin James Smith (75–100% of shares).
Who runs Smith R J?
Companies House lists one director of Smith R J: Robin James Smith.
How long has Smith R J been in business?
The company was formed on 16 February 2016, and has held its current FCA authorisation since July 2016.
What do Smith R J’s latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £284k (−4.1% from £297k).
Does Smith R J use any other names?
It trades as Snap-on, Snap-on Diagnostics and Snap-on Tools.

Sources and links

The full report on Smith R J Limited

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