Modern Classics Lytham Ltd

Reference number: 1000136

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Forward Asset Finance Limited Reference number: 630723 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MODERN CLASSICS LYTHAM LTD (FRN 1000136) is an AR of Forward Asset Finance Limited (FRN 630723). When you use MODERN CLASSICS LYTHAM's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MODERN CLASSICS LYTHAM, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When modernclassicslytham.com first appeared online, and whether it can receive email
  • What kind of line 07710 339939 is
  • Who else gives the postcode FY8 5NL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Modern Classics Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Forward Asset Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13615781
Company status
Active
Company type
Private limited company
Incorporated
10 September 2021 (5 years old)
Registered office
Modern Classics Lytham, School Lane, Lytham St. Annes, FY8 5NL, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Richard John Merrall Director Apr 1976 3 Mar 2023 1 other company
Simon Alastair Robinson Director Sep 1973 17 Dec 2024 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1
run together
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£100k

+30% from £76.9k

Employees (average)

0

Same as 0

Owed within a year

£81.3k

Up £76.0k from £5,368

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13615781. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Modern Classics Lytham’s history from the FCA register and Companies House, newest first.

Key events (9) All events (17)

2025

23 July 2025

  • Simon Alastair Robinson became a part-owner (25–50% of shares)

Companies House

13 January 2025

  • Philip Richard John Merrall became a part-owner (25–50% of shares)

Companies House

2024

17 December 2024

  • Simon Alastair Robinson stopped being a part-owner

Companies House

2023

23 August 2023

  • Became an appointed representative

FCA register

21 March 2023

  • Simon Alastair Robinson became a part-owner (25–50% of shares)

Companies House

10 March 2023

  • Simon Robinson gave up control

Companies House

3 March 2023

  • Board replaced: its only director left and 2 new directors took over

Companies House

2021

10 September 2021

  • Incorporated at Companies House
  • Simon Robinson took control (75–100% of shares)

Companies House

In the full report: all 17 events

  • All 17 events in its history (9 shown here)
  • Every director appointment and resignation: 6
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Firms like Modern Classics Lytham

Other firms of the same type (car dealer), nearest first.

In Lytham St. Annes

Vanbahn LtdLytham St. AnnesAppointed representativeAuto Expert Service LimitedLytham St. AnnesAuthorisedFNR North West LimitedLytham St. AnnesAuthorisedScott James of Lytham limitedLytham St. AnnesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Modern Classics Lytham

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Modern Classics Lytham Ltd FCA authorised?
Modern Classics Lytham Ltd (FRN 1000136) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Modern Classics Lytham?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Modern Classics Lytham Ltd (FRN 1000136) is an AR of Forward Asset Finance Limited (FRN 630723). When you use Modern Classics Lytham's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Modern Classics Lytham, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Modern Classics Lytham’s phone number and website?
The FCA register lists the phone number 07710 339939 and the website modernclassicslytham.com for Modern Classics Lytham. If you were given different contact details, use these to check with the firm before going any further.
Is Modern Classics Lytham a scam or clone?
Modern Classics Lytham is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Modern Classics Lytham?
Protection works through Forward Asset Finance Limited, the principal firm responsible for Modern Classics Lytham's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Modern Classics Lytham?
Companies House lists 2 people with significant control of Modern Classics Lytham: Mr Simon Alastair Robinson (25–50% of shares) and Mr Philip Richard John Merrall (25–50% of shares). Before that, it was controlled by Simon Robinson.
Who runs Modern Classics Lytham?
Companies House lists 2 directors of Modern Classics Lytham: Philip Richard John Merrall and Simon Alastair Robinson.
How long has Modern Classics Lytham been in business?
The company was formed on 10 September 2021.
What do Modern Classics Lytham’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £100k (+30% from £76.9k).
Does Modern Classics Lytham use any other names?
It trades as Modern Classics.

Sources and links

The full report on Modern Classics Lytham Ltd

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