Monarch Mortgage Solutions Ltd

Reference number: 707370

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Monarch Mortgage Solutions Ltd (FRN 707370) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Monarch Mortgage Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Monarch Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When monarchmortgagesolutions.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 870 6005 is
  • Who else gives the postcode SK5 7DL
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mark Pryer Former name: A name it was registered under before.
  • Mary Pryer Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 August 2018 (8 years old)
Registered office
2 Huddersfield Road, Stalybridge, SK15 2QA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Pryer Director Sep 1971 20 Aug 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£22.5k

+4% from £21.7k

Employees (average)

1

Same as 1

Owed within a year

£4,969

−22% from £6,378

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11525916. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Monarch Mortgage Solutions’s history from the FCA register and Companies House, newest first.

2018

18 September 2018

  • Changed its registered name from "Mark Pryer"

FCA register

20 August 2018

  • Incorporated at Companies House
  • Mark Pryer gained significant control

Companies House

2015

29 June 2015

  • Changed its registered name from "Mary Pryer"

FCA register

19 June 2015

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Monarch Mortgage Solutions

Other FCA-listed firms that share a director, phone number or address with Monarch Mortgage Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Monarch Mortgage Solutions

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stockport

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Monarch Mortgage Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Monarch Mortgage Solutions Ltd FCA authorised?
Monarch Mortgage Solutions Ltd (FRN 707370) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Monarch Mortgage Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Monarch Mortgage Solutions Ltd (FRN 707370) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Monarch Mortgage Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Monarch Mortgage Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Monarch Mortgage Solutions’ phone number and website?
The FCA register lists the phone number 0161 870 6005 and the website monarchmortgagesolutions.co.uk for Monarch Mortgage Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Monarch Mortgage Solutions a scam or clone?
Monarch Mortgage Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Monarch Mortgage Solutions?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Monarch Mortgage Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Monarch Mortgage Solutions?
Companies House lists one person with significant control of Monarch Mortgage Solutions: Mr Mark Pryer (can appoint and remove the board).
Who runs Monarch Mortgage Solutions?
Companies House lists one director of Monarch Mortgage Solutions: Mark Pryer.
How long has Monarch Mortgage Solutions been in business?
The company was formed on 20 August 2018.
What do Monarch Mortgage Solutions’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £22.5k (+4% from £21.7k).
Does Monarch Mortgage Solutions use any other names?
It has previously used 2 other names: Mark Pryer and Mary Pryer.

Sources and links

The full report on Monarch Mortgage Solutions Ltd

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