Money Guru Limited
Reference number: 740565
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 2015
- Accounts filed up to 31 March 2025
- On its latest accounts it owed £2.90m more than it owned
Responsible principal firm
Quint Group Limited Reference number: 669450 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Money Guru Limited (FRN 740565) is an AR of Quint Group Limited (FRN 669450). When you use Money Guru's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Money Guru, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Glasshouse, Alderley Park, Congleton Road, Nether Alderley, Macclesfield, Cheshire, SK10 4ZE, United Kingdom
In the full report: 3 background checks
- When moneyguru.com first appeared online, and whether it can receive email
- What kind of line 01625 505464 is, and the 4 other firms that give it
- Who else gives the postcode SK10 4ZE
Other names (3)
If you were contacted under any of these names, it is this firm.
- moneyguru.com Trading name: A name it trades under now.
- UK Loans Former trading name: A name it used to trade under.
- ukloans.co.uk Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Quint Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09842787 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 October 2015 (10 years old)
- Registered office
- Glasshouse, Alderley Park, Nether Alderley, SK10 4ZE, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael Ransom | Director | Sep 1972 | 27 Oct 2015 | None |
| Gregory Charles Cox | Director | Jan 1981 | 29 May 2020 | 10 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 10
- closed down
- 1
- are FCA-registered
- 2
In the full report: all 10 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register, including one no longer authorised
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
−£2.90m
Up £176k from −£3.08m
Cash at bank
£0
Down £250 from £250
Employees (average)
0
−100% from 1
Owed within a year
£2.94m
−4.9% from £3.09m
Total equity is negative: on its last balance sheet the company owed £2.90m more than it owned.
Total equity
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09842787. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Money Guru’s history from the FCA register and Companies House, newest first.
2026
25 June 2026
- Credit Technologies Group Limited took control (75–100% of shares)
- Quint Holdings Limited gave up control
Companies House
2020
25 February 2020
- Gregory Charles Cox gave up control
- Michael Christian Ransom no longer has significant control
- Quint Group Limited gave up control
- Quint Holdings Limited took control (75–100% of shares)
Companies House
2016
6 April 2016
- Gregory Charles Cox took control (75–100% of shares)
- Michael Christian Ransom gained significant control
- Quint Group Limited took control (75–100% of shares)
Companies House
16 March 2016
- Became an appointed representative
FCA register
2015
27 October 2015
- Incorporated at Companies House
Companies House
In the full report: all 19 events
- All 19 events in its history (11 shown here)
- Every director appointment and resignation: 2
Firms connected to Money Guru
Other FCA-listed firms that share a director, phone number or address with Money Guru. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 6
- share a director
- 2
- share its phone number
- 4
In the full report: all 6 connected firms, named
- How each is linked: shared directors (2), the same phone number (4), the same postcode (6)
- Who links each one: the named directors, with dates
Firms like Money Guru
Other firms of the same type (insurance broker), nearest first.
In Macclesfield
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Money Guru
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 10 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 19 events in its history
- 6 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Money Guru Limited FCA authorised?
What does appointed representative mean for Money Guru?
What is Money Guru’s phone number and website?
Is Money Guru a scam or clone?
Is my money safe with Money Guru?
Who owns Money Guru?
Who runs Money Guru?
How long has Money Guru been in business?
What do Money Guru’s latest accounts show?
Does Money Guru use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk