Mortgage Kart Advisors Limited

Reference number: 913896

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Advance Mortgage Funding Limited Reference number: 305008 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgage Kart Advisors Limited (FRN 913896) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Mortgage Kart Advisors's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mortgage Kart Advisors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01625 502090

  • Address

    8 Pickford Street, Macclesfield, SK11 6JD, United Kingdom

In the full report: 2 background checks

  • What kind of line 01625 502090 is
  • Who else gives the postcode SK11 6JD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mortgage Kart Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11938730
Company status
Active
Company type
Private limited company
Incorporated
10 April 2019 (7 years old)
Registered office
Suite 1, Royal Buildings, 8 Pickford Street, Macclesfield, Cheshire, SK11 6JD, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Amol Vasant Karve Director Sep 1975 10 Apr 2019 5 other companies
Brahma Nanda Reddy Vanga Director Dec 1975 10 Apr 2019 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
still active
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

£1.55m

+44% from £1.08m

Employees (average)

3

Same as 3

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11938730. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgage Kart Advisors’s history from the FCA register and Companies House, newest first.

Key events (3) All events (8)

2019

20 September 2019

  • Became an appointed representative

FCA register

10 April 2019

  • Incorporated at Companies House
  • Mortgage Kart Limited took control (75–100% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (3 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Mortgage Kart Advisors

Other FCA-listed firms that share a director, phone number or address with Mortgage Kart Advisors. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Mortgage Kart Advisors

Other firms of the same type (insurance broker), nearest first.

In Macclesfield

Credit Technologies LimitedMacclesfieldAppointed representativeInsurio LimitedMacclesfieldAppointed representativeJ Parnell & N J CooperMacclesfieldAppointed representativeMoney Guru LimitedMacclesfieldAppointed representativeCredit Intelligence LimitedMacclesfieldAppointed representativeHospice Quality Partnership Ltd.MacclesfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Kart Advisors

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Mortgage Kart Advisors Limited FCA authorised?
Mortgage Kart Advisors Limited (FRN 913896) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgage Kart Advisors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgage Kart Advisors Limited (FRN 913896) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Mortgage Kart Advisors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mortgage Kart Advisors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mortgage Kart Advisors’ phone number?
The FCA register lists the phone number 01625 502090 for Mortgage Kart Advisors. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgage Kart Advisors a scam or clone?
Mortgage Kart Advisors is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Kart Advisors?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Mortgage Kart Advisors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mortgage Kart Advisors?
Mortgage Kart Advisors is owned by Mortgage Kart Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 10 April 2019.
Who runs Mortgage Kart Advisors?
Companies House lists 2 directors of Mortgage Kart Advisors: Amol Vasant Karve and Brahma Nanda Reddy Vanga.
How long has Mortgage Kart Advisors been in business?
The company was formed on 10 April 2019.
What do Mortgage Kart Advisors’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £1.55m (+44% from £1.08m).
Does Mortgage Kart Advisors use any other names?
It trades as Mortgage Kart.

Sources and links

The full report on Mortgage Kart Advisors Limited

£19.99 · Instant PDF download

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