Money Matters (NI) Ltd

Reference number: 403452

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Mortgage Advice Bureau Limited Reference number: 455545 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Money Matters (NI) Ltd (FRN 403452) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Money Matters (NI)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Money Matters (NI), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07843 278663

  • Address

    24A High Street, Portadown, Craigavon, BT62 1HJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07843 278663 is
  • Who else gives the postcode BT62 1HJ
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Other names (18)

If you were contacted under any of these names, it is this firm.

  • Money Matters Trading name
  • Mortgage Advice Bureau Trading name
  • PSG Network Ltd Former name
  • The Mortgage Door Former name
  • Boyce Financial Services Former trading name
  • Burns & Co Financial Former trading name
  • C. Johnston Financial Services Former trading name
  • Cowley Estate Agents & Mortgage Specialists Former trading name
  • Cowley Financial Former trading name
  • Cowley Groves Financial Former trading name
  • Cowley Property Former trading name
  • David Adams Financial Adviser Former trading name
  • David Adams Mortgage Adviser Former trading name
  • JJC Consultancy Former trading name
  • Mortgage Door Former trading name
  • Mortgagenet Former trading name
  • The Mortgage Spot Former trading name
  • The Property Spot Mortgages Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
MONEY MATTERS (NI) LIMITED
Company number
NI048434
Company status
Active
Company type
Private company limited by guarantee
Incorporated
24 October 2003 (23 years old)
Registered office
24 High Street, Portadown, Craigavon, County Armagh, BT62 1HJ
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Life reinsurance (SIC 65201)
  • Non-life reinsurance (SIC 65202)

Directors and company secretaries

Name Role Born Appointed Other companies
David Adams Director Apr 1959 7 Apr 2004 1 other company
Rupert Palmer Pinion Director Jan 1966 18 May 2004 1 other company
Stephen Karl Allen Director Dec 1958 23 Jun 2004 1 other company
Keith Eric Boyce Director Aug 1974 25 Oct 2021 None
Russell Declan Cochrane Director Jul 1976 25 Oct 2021 None
Rupert Palmer Pinion Secretary Not published 24 Oct 2012 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 13 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£383k

No earlier figure to compare

Owed within a year

£75.4k

−17% from £90.9k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI048434. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Money Matters (NI)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (60)

2005

15 February 2005

  • Changed its registered name from "Money Matters (NI) Ltd"
  • Changed its registered name from "The Mortgage Door"

FCA register

2004

15 November 2004

  • Changed its registered name from "PSG Network Ltd"

FCA register

3 September 2004

  • Became an appointed representative

FCA register

2003

24 October 2003

  • Incorporated at Companies House

Companies House

In the full report: all 60 events

  • All 60 events in its history (5 shown here)
  • Every director appointment and resignation: 21
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Firms connected to Money Matters (NI)

Other FCA-listed firms that share a director, phone number or address with Money Matters (NI). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
Instant PDF download

Firms like Money Matters (NI)

Other firms of the same type (mortgage adviser or broker), nearest first.

In Craigavon

Alison HughesCraigavonAppointed representativeAshley FarrellCraigavonAppointed representativeBrendan HeadleyCraigavonAppointed representativeCMC Advice LtdCraigavonAppointed representativeDMC Financial Services (NI) LimitedCraigavonAppointed representativeElite Mortgages N.I. LimitedCraigavonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Money Matters (NI)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 60 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Money Matters (NI) Ltd FCA authorised?
Money Matters (NI) Ltd (FRN 403452) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Money Matters (NI)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Money Matters (NI) Ltd (FRN 403452) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Money Matters (NI)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Money Matters (NI), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Money Matters (NI)’s phone number?
The FCA register lists the phone number 07843 278663 for Money Matters (NI). If you were given different contact details, use these to check with the firm before going any further.
Is Money Matters (NI) a scam or clone?
Money Matters (NI) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Money Matters (NI)?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for Money Matters (NI)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who runs Money Matters (NI)?
Companies House lists 5 directors of Money Matters (NI): David Adams, Rupert Palmer Pinion, Stephen Karl Allen, Keith Eric Boyce and Russell Declan Cochrane.
How long has Money Matters (NI) been in business?
The company was formed on 24 October 2003.
What do Money Matters (NI)’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £383k (no earlier figure to compare).
Does Money Matters (NI) use any other names?
It trades as Money Matters and Mortgage Advice Bureau. It has previously used 16 other names, including PSG Network Ltd, The Mortgage Door and Boyce Financial Services.

Sources and links

The full report on Money Matters (NI) Ltd

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