Montague Fox Limited

Reference number: 1041090

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

KOZE GROUP LTD Reference number: 811281 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • MONTAGUE FOX LIMITED (FRN 1041090) is an AR of KOZE GROUP LTD (FRN 811281). When you use MONTAGUE FOX's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from MONTAGUE FOX, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07767 777533

  • Address

    The Old School, The Quay, Carmarthen, Carmarthenshire, SA31 3LN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07767 777533 is
  • Who else gives the postcode SA31 3LN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Emlyn Kitchens Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Koze Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07665142
Company status
Active
Company type
Private limited company
Incorporated
10 June 2011 (15 years old)
Registered office
Gwalia Stores, Sycamore Street, Newcastle Emlyn, SA38 9AJ, Wales
Nature of business
  • Development of building projects (SIC 41100)
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
Amanda Elizabeth Larby Director Apr 1964 10 Jun 2011 None
Ian Larby Director Nov 1964 10 Jun 2011 1 other company
Ian Larby Secretary Not published 10 Jun 2011 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

−£1,338

No earlier figure to compare

Employees (average)

2

Same as 2

Owed within a year

£131k

+60% from £81.8k

Net assets are negative: on its last balance sheet the company owed £1,338 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07665142. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Montague Fox’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2025

5 September 2025

  • Became an appointed representative

FCA register

2016

1 August 2016

  • Amanda Elizabeth Larby became a part-owner (25–50% of shares)
  • Ian Larby became a part-owner (25–50% of shares)

Companies House

2011

10 June 2011

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms like Montague Fox

Other firms of the same type (insurance broker), nearest first.

In Carmarthen

Derwen Financial Planning LtdCarmarthenAppointed representativeDyfed Insure Services LtdCarmarthenAppointed representativeM J W Pensions & Investments LimitedCarmarthenAppointed representativeP J McCarthy, G R Thomas & S N GeorgeCarmarthenAppointed representativeStephen Oliver JonesCarmarthenAppointed representativeSeren Vets Carmarthen LimitedCarmarthenAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Montague Fox

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is Montague Fox Limited FCA authorised?
Montague Fox Limited (FRN 1041090) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Montague Fox?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Montague Fox Limited (FRN 1041090) is an AR of KOZE GROUP LTD (FRN 811281). When you use Montague Fox's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Montague Fox, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Montague Fox’s phone number?
The FCA register lists the phone number 07767 777533 for Montague Fox. If you were given different contact details, use these to check with the firm before going any further.
Is Montague Fox a scam or clone?
Montague Fox is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Montague Fox?
Protection works through Koze Group Ltd, the principal firm responsible for Montague Fox's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Montague Fox?
Companies House lists 2 people with significant control of Montague Fox: Mr Ian Larby (25–50% of shares) and Mrs Amanda Elizabeth Larby (25–50% of shares).
Who runs Montague Fox?
Companies House lists 2 directors of Montague Fox: Amanda Elizabeth Larby and Ian Larby.
How long has Montague Fox been in business?
The company was formed on 10 June 2011.
What do Montague Fox’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of −£1,338 (no earlier figure to compare).
Does Montague Fox use any other names?
It trades as Emlyn Kitchens.

Sources and links

The full report on Montague Fox Limited

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