P J McCarthy, G R Thomas & S N George

Reference number: 681770

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Appointed representative

P J McCarthy, G R Thomas & S N George does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) Reference number: 117664 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • P J McCarthy, G R Thomas & S N George (FRN 681770) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use P J McCarthy, G R Thomas & S N George's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from P J McCarthy, G R Thomas & S N George, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01267 236654

  • Address

    Agricultural House, 32 Cambrian Place, Carmarthen, Sir Gaerfyrddin, SA31 1QG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01267 236654 is
  • Who else gives the postcode SA31 1QG
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Other names (10)

If you were contacted under any of these names, it is this firm.

  • John P Williams Former name
  • J P Williams & B T Harris Former name
  • J P Williams & G R Thomas Former name
  • P J McCarthy & G R Thomas Former name
  • P J McCarthy, G R Thomas & L A Roberts Former name
  • P J McCarthy, R I Thomas & G R Thomas Former name
  • P J McCarthy, R I Thomas, G R Thomas & L A Roberts Former name
  • P J Williams & B T Harris Former name
  • G R Thomas Former trading name
  • J Peter Williams Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

P J McCarthy, G R Thomas & S N George’s history from the FCA register and Companies House, newest first.

Key events (9) All events (13)

2023

9 August 2023

  • Changed its registered name from "P J McCarthy & G R Thomas"

FCA register

5 April 2023

  • Changed its registered name from "P J McCarthy, G R Thomas & L A Roberts"

FCA register

2020

15 May 2020

  • Changed its registered name from "P J McCarthy, R I Thomas, G R Thomas & L A Roberts"

FCA register

21 April 2020

  • Changed its registered name from "P J McCarthy, R I Thomas & G R Thomas"

FCA register

2019

18 January 2019

  • Changed its registered name from "J P Williams & G R Thomas"

FCA register

2017

11 October 2017

  • Changed its registered name from "John P Williams"

FCA register

8 June 2017

  • Changed its registered name from "J P Williams & B T Harris"

FCA register

31 March 2017

  • Changed its registered name from "P J Williams & B T Harris"

FCA register

2015

2 April 2015

  • Became an appointed representative

FCA register

In the full report: all 13 events

  • All 13 events in its history (9 shown here)
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Firms like P J McCarthy, G R Thomas & S N George

Other firms of the same type (insurance broker), nearest first.

In Carmarthen

Derwen Financial Planning LtdCarmarthenAppointed representativeDyfed Insure Services LtdCarmarthenAppointed representativeM J W Pensions & Investments LimitedCarmarthenAppointed representativeStephen Oliver JonesCarmarthenAppointed representativeMontague Fox LimitedCarmarthenAppointed representativeSeren Vets Carmarthen LimitedCarmarthenAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on P J McCarthy, G R Thomas & S N George

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 13 events in its history

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Frequently asked questions about this firm

Is P J McCarthy, G R Thomas & S N George FCA authorised?
P J McCarthy, G R Thomas & S N George (FRN 681770) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for P J McCarthy, G R Thomas & S N George?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. P J McCarthy, G R Thomas & S N George (FRN 681770) is an AR of NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) (FRN 117664). When you use P J McCarthy, G R Thomas & S N George's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from P J McCarthy, G R Thomas & S N George, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is P J McCarthy, G R Thomas & S N George’s phone number?
The FCA register lists the phone number 01267 236654 for P J McCarthy, G R Thomas & S N George. If you were given different contact details, use these to check with the firm before going any further.
Is P J McCarthy, G R Thomas & S N George a scam or clone?
P J McCarthy, G R Thomas & S N George is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with P J McCarthy, G R Thomas & S N George?
Protection works through National Farmers Union Mutual Insurance Society Limited (The), the principal firm responsible for P J McCarthy, G R Thomas & S N George's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does P J McCarthy, G R Thomas & S N George use any other names?
It has previously used 10 other names, including John P Williams, J P Williams & B T Harris and J P Williams & G R Thomas.

Sources and links

The full report on P J McCarthy, G R Thomas & S N George

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