Morpheus Insurance Solutions Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Your funds are protected by FSCS
No FCA actions
Active company since 2014
Accounts filed up to 31 March 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

morpheusinsurance.co.uk (opens in a new tab)
Phone number

01233 712812
Address

Berries Mount, Westwell, Ashford, Kent, TN25 4LD, United Kingdom

In the full report: 3 background checks

When morpheusinsurance.co.uk first appeared online, and whether it can receive email
What kind of line 01233 712812 is
Who else gives the postcode TN25 4LD

Other names (1)

If you were contacted under any of these names, it is this firm.

The Hammond Consultancy Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 08854811 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 January 2014 (12 years old)
Registered office: Office 11 Romney Marsh Business Hub, Mountfield Road, New Romney, Kent, TN28 8LH, United Kingdom
Nature of business: Non-life insurance (SIC 65120)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Simon Hammond	Director	Oct 1969	21 Jan 2014	2 other companies
Simon Hammond	Secretary	Not published	21 Jan 2014	–

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
still active: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Total equity

£50.1k

−18% from £61.0k

Employees (average)

3

Same as 3

Owed within a year

£39.9k

+5.1% from £38.0k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08854811. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Morpheus Insurance Solutions’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2016

6 April 2016

Simon Hammond took control (75–100% of shares)

Companies House

2015

17 February 2015

Regulated by the FCA from this date
FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
Became authorised by the FCA

FCA register

2014

21 January 2014

Incorporated at Companies House

Companies House

In the full report: all 10 events

All 10 events in its history (5 shown here)
Every director appointment and resignation: 1

Firms like Morpheus Insurance Solutions

Other firms of the same type (insurance broker), nearest first.

In Ashford

Meridian Commercial Insurance Services LtdAshfordAuthorised MJD Wealth LimitedAshfordAuthorised Asset Wealth Advisory LimitedAshfordAppointed representative Brookhurst Risk Solutions LimitedAshfordAppointed representative Cascade Insurance Services LtdAshfordAppointed representative Scarlett Financial Services LimitedAshfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Morpheus Insurance Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 10 events in its history

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Frequently asked questions about this firm

Is Morpheus Insurance Solutions Ltd FCA authorised?

Yes, Morpheus Insurance Solutions Ltd (FRN 630122) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Morpheus Insurance Solutions’ phone number and website?

The FCA register lists the phone number 01233 712812 and the website morpheusinsurance.co.uk for Morpheus Insurance Solutions. If you were given different contact details, use these to check with the firm before going any further.

Is Morpheus Insurance Solutions a scam or clone?

Morpheus Insurance Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Morpheus Insurance Solutions?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Morpheus Insurance Solutions to the Financial Ombudsman Service, free of charge.

Who owns Morpheus Insurance Solutions?

Companies House lists one person with significant control of Morpheus Insurance Solutions: Mr Simon Hammond (75–100% of shares).

Who runs Morpheus Insurance Solutions?

Companies House lists one director of Morpheus Insurance Solutions: Simon Hammond.

How long has Morpheus Insurance Solutions been in business?

The company was formed on 21 January 2014, and has held its current FCA authorisation since February 2015.

What do Morpheus Insurance Solutions’ latest accounts show?

Its latest accounts, to 31 March 2025, show total equity of £50.1k (−18% from £61.0k).

Does Morpheus Insurance Solutions use any other names?

It trades as The Hammond Consultancy.