Mortgage 1st Limited
Reference number: 484231
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 18 years
- Protected through the principal
- No FCA actions
- Active company since 2008
- Accounts filed up to 31 December 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mortgage 1st Limited (FRN 484231) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Mortgage 1st's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mortgage 1st, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
2 Napier Court, Gander Lane, Chesterfield, Derbyshire, S43 4PZ, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When mortgage1st.co.uk first appeared online, and whether it can receive email
- What kind of line 01246 201712 is, and the other firm that gives it
- Who else gives the postcode S43 4PZ
Other names (8)
If you were contacted under any of these names, it is this firm.
- Code Zero Mortgages Trading name: A name it trades under now.
- Key Mortgages Trading name: A name it trades under now.
- Lifetime 1st Trading name: A name it trades under now.
- Mortgage and Equity Release Advice Trading name: A name it trades under now.
- Peak Mortgages & Protection Trading name: A name it trades under now.
- Protection 1st Trading name: A name it trades under now.
- Workplace 1st Trading name: A name it trades under now.
- Mortgage 1st Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06552344 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 April 2008 (18 years old)
- Registered office
- 2 Napier Court, Gander Lane, Barlborough, Chesterfield, Derbyshire, S43 4PZ, United Kingdom
- Nature of business
-
- Other activities auxiliary to insurance and pension funding (SIC 66290)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Jonathan Daniel Stones | Director | Feb 1980 | 2 Apr 2008 | 2 other companies |
| Lisa Ann Stones | Director | Jan 1984 | 12 Oct 2016 | 1 other company |
| Jonathan Daniel Stones | Secretary | Not published | 22 Jan 2010 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 1 company these 2 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£281k
Up £280k from £1,090
Cash at bank
£222k
+206% from £72.6k
Employees (average)
27
−3.6% from 28
Owed within a year
£381k
+105% from £186k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 06552344. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mortgage 1st’s history from the FCA register and Companies House, newest first.
2025
29 August 2025
- Changed its registered name from "Mortgage 1st Ltd"
FCA register
30 January 2025
- Changed its registered name from "Mortgage 1st Limited"
FCA register
2023
27 July 2023
- Lisa Ann Stones became a part-owner (25–50% of shares)
Companies House
5 May 2023
- Jonathan Daniel Stones became a part-owner (25–50% of shares)
- Jonathan Stones stopped being the majority owner
Companies House
2016
6 April 2016
- Jonathan Stones became the majority owner (50–75% of shares)
Companies House
2008
5 June 2008
- Became an appointed representative
FCA register
2 April 2008
- Incorporated at Companies House
Companies House
In the full report: all 21 events
- All 21 events in its history (8 shown here)
- Every director appointment and resignation: 6
Firms connected to Mortgage 1st
Other FCA-listed firms that share a director, phone number or address with Mortgage 1st. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 1
- share its phone number
- 1
In the full report: all 4 connected firms, named
- How each is linked: shared directors (1), the same phone number (1), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Mortgage 1st
Other firms of the same type (mortgage adviser or broker), nearest first.
In the Sheffield (S) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage 1st
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 21 events in its history
- 4 connected firms, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Mortgage 1st Limited FCA authorised?
What does appointed representative mean for Mortgage 1st?
What is Mortgage 1st’s phone number and website?
Is Mortgage 1st a scam or clone?
Is my money safe with Mortgage 1st?
Who owns Mortgage 1st?
Who runs Mortgage 1st?
How long has Mortgage 1st been in business?
What do Mortgage 1st’s latest accounts show?
Does Mortgage 1st use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk