Ace Mortgages Limited

Reference number: 954089

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TMG Direct Limited Reference number: 786245 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ace Mortgages Limited (FRN 954089) is an AR of TMG Direct Limited (FRN 786245). When you use Ace Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ace Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07843 488480

  • Address

    169 Abbeyfield Road, Sheffield, Sheffield, S4 7AU, United Kingdom

In the full report: 2 background checks

  • What kind of line 07843 488480 is
  • Who else gives the postcode S4 7AU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ace Mortgages Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TMG Direct Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
13380235
Company status
Active
Company type
Private limited company
Incorporated
6 May 2021 (5 years old)
Registered office
169 Abbeyfield Road, Sheffield, S4 7AU, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Imtiaz Khan Director Jun 1973 6 May 2021 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£16.7k

+236% from £4,974

Employees (average)

1

Same as 1

Owed within a year

£870

Up £574 from £296

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13380235. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ace Mortgages’s history from the FCA register and Companies House, newest first.

2025

14 March 2025

  • Changed its registered name from "Ace Mortgages Ltd"

FCA register

2021

5 July 2021

  • Became an appointed representative

FCA register

6 May 2021

  • Incorporated at Companies House
  • Imtiaz Khan took control (75–100% of shares)
  • Imtiaz Khan appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Ace Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Sheffield

Clear Mortgage ConsultantsSheffieldAppointed representativeDean KenyonSheffieldAppointed representativeHasnat SherazSheffieldAppointed representativeHelen SmithSheffieldAppointed representativeHM Mortgages LtdSheffieldAppointed representativeIan Craig StrawSheffieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ace Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Ace Mortgages Limited FCA authorised?
Ace Mortgages Limited (FRN 954089) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ace Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ace Mortgages Limited (FRN 954089) is an AR of TMG Direct Limited (FRN 786245). When you use Ace Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ace Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ace Mortgages’ phone number?
The FCA register lists the phone number 07843 488480 for Ace Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Ace Mortgages a scam or clone?
Ace Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ace Mortgages?
Protection works through TMG Direct Limited, the principal firm responsible for Ace Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ace Mortgages?
Companies House lists one person with significant control of Ace Mortgages: Mr Imtiaz Khan (75–100% of shares).
Who runs Ace Mortgages?
Companies House lists one director of Ace Mortgages: Imtiaz Khan.
How long has Ace Mortgages been in business?
The company was formed on 6 May 2021.
What do Ace Mortgages’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £16.7k (+236% from £4,974).
Does Ace Mortgages use any other names?
It has previously used the name Ace Mortgages Ltd.

Sources and links

The full report on Ace Mortgages Limited

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