Appointed representative
Clear Mortgage Consultants does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Clear Mortgage Consultants (FRN 597947) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Clear Mortgage Consultants's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Clear Mortgage Consultants, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
2nd Floor, Omega Court, 358 Cemetery Road, Sheffield, Sheffield, S11 8FT, United Kingdom
In the full report: 2 background checks
- What kind of line 0114 478 9234 is
- Who else gives the postcode S11 8FT
Other names (1)
If you were contacted under any of these names, it is this firm.
- Mortgage Advice Bureau Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
Clear Mortgage Consultants’s history from the FCA register and Companies House, newest first.
2015
30 October 2015
- Began trading as "Mortgage Advice Bureau"
FCA register
2013
25 March 2013
- Became an appointed representative
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Clear Mortgage Consultants
Other FCA-listed firms that share a director, phone number or address with Clear Mortgage Consultants. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Clear Mortgage Consultants
Other firms of the same type (mortgage adviser or broker), nearest first.
In Sheffield
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Clear Mortgage Consultants
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
- All 2 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Clear Mortgage Consultants FCA authorised?
What does appointed representative mean for Clear Mortgage Consultants?
What is Clear Mortgage Consultants’ phone number?
Is Clear Mortgage Consultants a scam or clone?
Is my money safe with Clear Mortgage Consultants?
Does Clear Mortgage Consultants use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk