HM Mortgages Ltd

Reference number: 1017811

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • HM Mortgages Ltd (FRN 1017811) is an AR of HL Partnership Limited (FRN 303397). When you use HM Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from HM Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07845 867902

  • Address

    47 Norris Road, Sheffield, Sheffield, S6 4QR, United Kingdom

In the full report: 2 background checks

  • What kind of line 07845 867902 is
  • Who else gives the postcode S6 4QR
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15770147
Company status
Active
Company type
Private limited company
Incorporated
10 June 2024 (2 years old)
Registered office
47 Norris Road, Sheffield, S6 4QR, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Hannah Catherine Morphet Director Apr 1992 10 Jun 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Total equity

−£91

No earlier figure to compare

Cash at bank

£610

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

Owed within a year

£3,700

No earlier figure to compare

Total equity is negative: on its last balance sheet the company owed £91 more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15770147. Figures are exactly as filed; nothing is estimated.

Key dates in its history

HM Mortgages’s history from the FCA register and Companies House, newest first.

2024

9 September 2024

  • Became an appointed representative
  • Began trading as "HM Mortgages"

FCA register

10 June 2024

  • Incorporated at Companies House
  • Hannah Catherine Morphet took control (75–100% of shares)
  • Hannah Catherine Morphet appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like HM Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Sheffield

Ace Mortgages LimitedSheffieldAppointed representativeClear Mortgage ConsultantsSheffieldAppointed representativeDean KenyonSheffieldAppointed representativeHasnat SherazSheffieldAppointed representativeHelen SmithSheffieldAppointed representativeIan Craig StrawSheffieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on HM Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is HM Mortgages Ltd FCA authorised?
HM Mortgages Ltd (FRN 1017811) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for HM Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. HM Mortgages Ltd (FRN 1017811) is an AR of HL Partnership Limited (FRN 303397). When you use HM Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from HM Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is HM Mortgages’ phone number?
The FCA register lists the phone number 07845 867902 for HM Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is HM Mortgages a scam or clone?
HM Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with HM Mortgages?
Protection works through HL Partnership Limited, the principal firm responsible for HM Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns HM Mortgages?
Companies House lists one person with significant control of HM Mortgages: Mrs Hannah Catherine Morphet (75–100% of shares).
Who runs HM Mortgages?
Companies House lists one director of HM Mortgages: Hannah Catherine Morphet.
How long has HM Mortgages been in business?
The company was formed on 10 June 2024.
What do HM Mortgages’ latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of −£91 (no earlier figure to compare) and cash at bank of £610 (no earlier figure to compare).

Sources and links

The full report on HM Mortgages Ltd

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