Mortgage Advice & Services Ltd

Reference number: 497660

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgage Advice & Services Ltd (FRN 497660) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Mortgage Advice & Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mortgage Advice & Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01270 219015

  • Address

    54 Mill Hayes Road, Knypersley, Stoke-on-Trent, Staffordshire, ST8 7BU, United Kingdom

In the full report: 2 background checks

  • What kind of line 01270 219015 is
  • Who else gives the postcode ST8 7BU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Mortgage Advice Bureau Trading name: A name it trades under now.
  • Wright Mortgage Services Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 January 2009 (17 years old)
Registered office
54 Mill Hayes Road, Knypersley, Stoke On Trent, ST8 7BU, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Lee Darren Wright Director Feb 1972 5 Jan 2009 None
Lee Darren Wright Secretary Not published 5 Jan 2009 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Turnover

£40.5k

+9.3% from £37.1k

Profit before tax

£14.9k

+101% from £7,455

Employees (average)

1

Same as 1

Owed within a year

£8,871

+69% from £5,244

Turnover and profit

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06782738. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgage Advice & Services’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Lee Darren Wright took control (75–100% of shares)

Companies House

2012

25 July 2012

  • Changed its registered name from "Wright Mortgage Services Limited"

FCA register

2009

20 March 2009

  • Began trading as "Mortgage Advice Bureau"

FCA register

13 March 2009

  • Became an appointed representative

FCA register

5 January 2009

  • Incorporated at Companies House
  • Lee Darren Wright appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Mortgage Advice & Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Stoke-on-Trent

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Advice & Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Mortgage Advice & Services Ltd FCA authorised?
Mortgage Advice & Services Ltd (FRN 497660) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgage Advice & Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgage Advice & Services Ltd (FRN 497660) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Mortgage Advice & Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mortgage Advice & Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mortgage Advice & Services’ phone number?
The FCA register lists the phone number 01270 219015 for Mortgage Advice & Services. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgage Advice & Services a scam or clone?
Mortgage Advice & Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Advice & Services?
Protection works through Mortgage Advice Bureau Limited, the principal firm responsible for Mortgage Advice & Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mortgage Advice & Services?
Companies House lists one person with significant control of Mortgage Advice & Services: Mr Lee Darren Wright (75–100% of shares).
Who runs Mortgage Advice & Services?
Companies House lists one director of Mortgage Advice & Services: Lee Darren Wright.
How long has Mortgage Advice & Services been in business?
The company was formed on 5 January 2009.
What do Mortgage Advice & Services’ latest accounts show?
Its latest accounts, to 31 January 2026, show turnover of £40.5k (+9.3% from £37.1k) and profit before tax of £14.9k (+101% from £7,455).
Does Mortgage Advice & Services use any other names?
It trades as Mortgage Advice Bureau. It has previously used the name Wright Mortgage Services Limited.

Sources and links

The full report on Mortgage Advice & Services Ltd

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