Mortgage Milestones Limited

Reference number: 814078

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mortgage Milestones Limited (FRN 814078) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Mortgage Milestones's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Mortgage Milestones, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mortgagemilestones.co.uk first appeared online, and whether it can receive email
  • What kind of line 07783 857588 is
  • Who else gives the postcode CH7 1BH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mortgage Milestones Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
26 April 2018 (8 years old)
Registered office
104 High Street, Mold, Flintshire, CH7 1BH, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Michael Towey Director Feb 1970 26 Apr 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£2,359

Up £2,350 from £9

Employees (average)

1

Same as 1

Owed within a year

£7,150

+69% from £4,230

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11330134. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Mortgage Milestones’s history from the FCA register and Companies House, newest first.

2025

24 March 2025

  • Changed its registered name from "Mortgage Milestones Ltd"

FCA register

2018

16 July 2018

  • Became an appointed representative

FCA register

26 April 2018

  • Incorporated at Companies House
  • Neil Michael Towey took control (75–100% of shares)
  • Neil Michael Towey appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Mortgage Milestones

Other FCA-listed firms that share a director, phone number or address with Mortgage Milestones. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Mortgage Milestones

Other firms of the same type (mortgage adviser or broker), nearest first.

In Mold

In the Chester (CH) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mortgage Milestones

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Mortgage Milestones Limited FCA authorised?
Mortgage Milestones Limited (FRN 814078) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Mortgage Milestones?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mortgage Milestones Limited (FRN 814078) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Mortgage Milestones's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Mortgage Milestones, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mortgage Milestones’ phone number and website?
The FCA register lists the phone number 07783 857588 and the website mortgagemilestones.co.uk for Mortgage Milestones. If you were given different contact details, use these to check with the firm before going any further.
Is Mortgage Milestones a scam or clone?
Mortgage Milestones is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mortgage Milestones?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Mortgage Milestones's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Mortgage Milestones?
Companies House lists one person with significant control of Mortgage Milestones: Mr Neil Michael Towey (75–100% of shares).
Who runs Mortgage Milestones?
Companies House lists one director of Mortgage Milestones: Neil Michael Towey.
How long has Mortgage Milestones been in business?
The company was formed on 26 April 2018.
What do Mortgage Milestones’ latest accounts show?
Its latest accounts, to 31 July 2025, show net assets of £2,359 (up £2,350 from £9).
Does Mortgage Milestones use any other names?
It has previously used the name Mortgage Milestones Ltd.

Sources and links

The full report on Mortgage Milestones Limited

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