Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 25 years
- Protected through the principal
- No FCA actions
- Active company since 2006
- Accounts filed up to 31 May 2025
Responsible principal firm
Mortgage Advice Bureau Limited Reference number: 455545 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mortgage Q Limited (FRN 195436) is an AR of Mortgage Advice Bureau Limited (FRN 455545). When you use Mortgage Q's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mortgage Q, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
8 Kingston Road, Willerby, Hull, East Riding Of Yorkshire, HU10 6BN, United Kingdom
In the full report: 2 background checks
- What kind of line 01274 568832 is
- Who else gives the postcode HU10 6BN
Other names (4)
If you were contacted under any of these names, it is this firm.
- Mortgage Advice Bureau Trading name: A name it trades under now.
- Mortgage Q Former name: A name it was registered under before.
- Mortgage Q Ltd Former name: A name it was registered under before.
- MB Mortgage Solutions Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mortgage Advice Bureau Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05768201 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 April 2006 (20 years old)
- Registered office
- 8 Kingston Road, Willerby, Hull, East Yorkshire, HU10 6BN, England
- Nature of business
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- Activities of insurance agents and brokers (SIC 66220)
- Other professional, scientific and technical activities not elsewhere classified (SIC 74909)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Alexander Ross Knaggs | Director | Mar 1976 | 1 Jul 2022 | 8 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- closed down
- 5
- are FCA-registered
- 3
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The 3 on the FCA register
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£78.6k
+13% from £69.8k
Cash at bank
£72.9k
+44% from £50.7k
Owed within a year
£11.7k
−34% from £17.7k
Total equity
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 05768201. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mortgage Q’s history from the FCA register and Companies House, newest first.
2026
22 July 2026
- Changed its registered name from "Mortgage Q Ltd"
FCA register
2022
1 July 2022
- Andrew Cameron Milnes gave up control
- Mortgage Hub Group Ltd took control (75–100% of shares)
Companies House
2019
3 September 2019
- Louise Milnes stopped being a part-owner
- Timothy Michael Robinson stopped being a part-owner
Companies House
2016
6 April 2016
- Andrew Cameron Milnes took control (75–100% of shares)
- Louise Milnes became a part-owner (25–50% of shares)
- Timothy Michael Robinson became a part-owner (25–50% of shares)
Companies House
2006
28 June 2006
- Changed its registered name from "Mortgage Q"
FCA register
4 April 2006
- Incorporated at Companies House
Companies House
2001
1 March 2001
- Became an appointed representative
FCA register
In the full report: all 19 events
- All 19 events in its history (11 shown here)
- Every director appointment and resignation: 5
Firms connected to Mortgage Q
Other FCA-listed firms that share a director, phone number or address with Mortgage Q. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 3
- share its postcode
- 3
In the full report: all 3 connected firms, named
- How each is linked: shared directors (3), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Mortgage Q
Other firms of the same type (insurance broker), nearest first.
In Hull
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage Q
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 19 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Mortgage Q Limited FCA authorised?
What does appointed representative mean for Mortgage Q?
What is Mortgage Q’s phone number?
Is Mortgage Q a scam or clone?
Is my money safe with Mortgage Q?
Who owns Mortgage Q?
Who runs Mortgage Q?
How long has Mortgage Q been in business?
What do Mortgage Q’s latest accounts show?
Does Mortgage Q use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk