Next Steps FS Ltd

Reference number: 1015996

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Next Steps FS Ltd (FRN 1015996) is an AR of First Complete Limited (FRN 435779). When you use Next Steps FS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Next Steps FS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07403 901581

  • Address

    1 Monks Park, Kingswood, Hull, East Riding Of Yorkshire, HU7 3PQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07403 901581 is
  • Who else gives the postcode HU7 3PQ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 September 2022 (4 years old)
Registered office
1 Monks Park, Hull, HU7 3PQ, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Levi James Duke Director Aug 1999 2 Sep 2022 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£153k

+198% from £51.5k

Cash at bank

£189k

+340% from £43.0k

Employees (average)

2

+100% from 1

Owed within a year

£153k

+45% from £106k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14332676. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Next Steps FS’s history from the FCA register and Companies House, newest first.

2024

5 August 2024

  • Became an appointed representative

FCA register

2022

2 September 2022

  • Incorporated at Companies House
  • Levi James Duke took control (75–100% of shares)
  • Levi James Duke appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Next Steps FS

Other firms of the same type (insurance broker), nearest first.

In Hull

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Next Steps FS

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Next Steps FS Ltd FCA authorised?
Next Steps FS Ltd (FRN 1015996) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Next Steps FS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Next Steps FS Ltd (FRN 1015996) is an AR of First Complete Limited (FRN 435779). When you use Next Steps FS's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Next Steps FS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Next Steps FS’ phone number?
The FCA register lists the phone number 07403 901581 for Next Steps FS. If you were given different contact details, use these to check with the firm before going any further.
Is Next Steps FS a scam or clone?
Next Steps FS is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Next Steps FS?
Protection works through First Complete Limited, the principal firm responsible for Next Steps FS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Next Steps FS?
Companies House lists one person with significant control of Next Steps FS: Mr Levi James Duke (75–100% of shares).
Who runs Next Steps FS?
Companies House lists one director of Next Steps FS: Levi James Duke.
How long has Next Steps FS been in business?
The company was formed on 2 September 2022.
What do Next Steps FS’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £153k (+198% from £51.5k) and cash at bank of £189k (+340% from £43.0k).

Sources and links

The full report on Next Steps FS Ltd

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