Mortgages Direct Online Ltd
Reference number: 585960
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 14 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 28 February 2025
Responsible principal firm
Quilter Financial Services Limited Reference number: 440703 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mortgages Direct Online Ltd (FRN 585960) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Mortgages Direct Online's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mortgages Direct Online, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Phone number
-
Address
Marston Grange, Marston, Pembridge, Leominster, Herefordshire, HR6 9JA, United Kingdom
In the full report: 3 background checks
- When mortgagesdirectonline.com first appeared online, and whether it can receive email
- What kind of line 07977 900476 is
- Who else gives the postcode HR6 9JA
Other names (1)
If you were contacted under any of these names, it is this firm.
- Sterling Cover Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08107079 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 15 June 2012 (14 years old)
- Registered office
- Marston Grange, Marston, Pembridge, Herefordshire, HR6 9JA, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew Kenneth Tarrant | Director | Aug 1960 | 2 Apr 2020 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£62.1k
+11% from £56.0k
Employees (average)
2
Same as 2
Owed within a year
£47.2k
+4.8% from £45.0k
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08107079. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Mortgages Direct Online’s history from the FCA register and Companies House, newest first.
2021
18 September 2021
- Stephen Lloyd Baker stopped being a part-owner
Companies House
2016
6 April 2016
- Andrew Kenneth Tarrant took control (75–100% of shares)
- Stephen Lloyd Baker became a part-owner (25–50% of shares)
Companies House
2012
7 August 2012
- Became an appointed representative
FCA register
15 June 2012
- Incorporated at Companies House
Companies House
In the full report: all 13 events
- All 13 events in its history (5 shown here)
- Every director appointment and resignation: 7
Firms like Mortgages Direct Online
Other firms of the same type (mortgage adviser or broker), nearest first.
In Leominster
In the Hereford (HR) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgages Direct Online
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 13 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Mortgages Direct Online Ltd FCA authorised?
What does appointed representative mean for Mortgages Direct Online?
What is Mortgages Direct Online’s phone number and website?
Is Mortgages Direct Online a scam or clone?
Is my money safe with Mortgages Direct Online?
Who owns Mortgages Direct Online?
Who runs Mortgages Direct Online?
How long has Mortgages Direct Online been in business?
What do Mortgages Direct Online’s latest accounts show?
Does Mortgages Direct Online use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk