Mosaic Syndicate Services Limited
Reference number: 940925
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 31 December 2021
- On its latest accounts it owed £843k more than it owned
- 1 thing worth a closer look in the background checks
Responsible principal firm
Mosaic Agency Partners Limited Reference number: 1031478 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- MOSAIC SYNDICATE SERVICES LIMITED (FRN 940925) is an AR of Mosaic Agency Partners Limited (FRN 1031478). When you use MOSAIC SYNDICATE SERVICES's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from MOSAIC SYNDICATE SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
4th Floor, 33 Gracechurch Street, London, EC3V 0BT, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When mosaicinsurance.com first appeared online, and whether it can receive email
- What kind of line 020 4582 3889 is, and the other firm that gives it
- Whether EC3V 0BT is a shared office: 24 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Mosaic Agency Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13012694 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 November 2020 (5 years old)
- Registered office
- 4th Floor 33 Gracechurch Street, London, EC3V 0BT, United Kingdom
- Nature of business
-
- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Krishnan Ethirajan | Director | Sep 1968 | 12 Nov 2020 | 1 other company |
| David Nicholas White | Director | Jun 1965 | 10 Jun 2026 | 3 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- still active
- 4
- is FCA-registered
- 1
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£3.12m
No earlier figure to compare
Profit before tax
−£843k
No earlier figure to compare
Net assets
−£843k
No earlier figure to compare
Cash at bank
£5.52m
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £843k more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 13012694. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mosaic Syndicate Services’s history from the FCA register and Companies House, newest first.
2022
7 March 2022
- Mosaic Distribution Holdings Limited gave up control
- Mosaic Distribution Holdings Limited took control (75–100% of shares)
- Mosaic Insurance Holdings Limited gave up control
- Mosaic UK Holdings Limited took control (75–100% of shares)
Companies House
2020
14 December 2020
- Became an appointed representative
FCA register
12 November 2020
- Incorporated at Companies House
- Mosaic Insurance Holdings Limited took control (75–100% of shares)
Companies House
In the full report: all 13 events
- All 13 events in its history (7 shown here)
- Every director appointment and resignation: 6
Firms connected to Mosaic Syndicate Services
Other FCA-listed firms that share a director, phone number or address with Mosaic Syndicate Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its phone number
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Firms like Mosaic Syndicate Services
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mosaic Syndicate Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 13 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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What do Mosaic Syndicate Services’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk