Moss and Co Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 7 years
Protected through the principal
No FCA actions
Active company since 2011
Accounts filed up to 31 October 2025
1 thing worth a closer look in the background checks

Responsible principal firm

ST. GILES INSURANCE & FINANCE SERVICES LIMITED Reference number: 311167 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Moss and Co Ltd (FRN 916140) is an AR of ST. GILES INSURANCE & FINANCE SERVICES LIMITED (FRN 311167). When you use Moss and Co's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Moss and Co, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

mosslondonlettings.co.uk (opens in a new tab)
Phone number

020 8946 7661
Address

55 High Street Wimbledon, Wimbledon, SW19 5BA, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When mosslondonlettings.co.uk first appeared online, and whether it can receive email
What kind of line 020 8946 7661 is
Who else gives the postcode SW19 5BA

Other names (1)

If you were contacted under any of these names, it is this firm.

Moss & Co Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through St. Giles Insurance & Finance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07804722 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 11 October 2011 (15 years old)
Registered office: 55a High Street High Street Wimbledon, London, SW19 5BA, England
Nature of business: Real estate agencies (SIC 68310)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Jonathan Timothy Moss	Director	Jan 1964	11 Oct 2011	8 other companies
Grazyna Chmara Baker	Director	Sep 1977	28 Sep 2015	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 8
closed down: 1
still active: 7

In the full report: all 8 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
All 3 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 October 2025Micro-entity accountsNot audited

Net assets

£214k

−16% from £255k

Employees (average)

2

−60% from 5

Owed within a year

£53.7k

+239% from £15.8k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07804722. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Moss and Co’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2026

6 March 2026

Changed its registered name from "Moss & Co Ltd"

FCA register

2019

1 November 2019

Became an appointed representative

FCA register

2016

31 July 2016

Jonathan Timothy Moss took control (75–100% of shares)

Companies House

2011

11 October 2011

Incorporated at Companies House

Companies House

In the full report: all 9 events

All 9 events in its history (4 shown here)
Every director appointment and resignation: 4

Firms like Moss and Co

Other firms of the same type (insurance broker), nearest first.

In Wimbledon

Certified Claims Management LimitedWimbledonAuthorised

In the South West London (SW) postcode area

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Moss and Co

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

8 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
7 years of accounts, charted
All 9 events in its history

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Frequently asked questions about this firm

Is Moss and Co Ltd FCA authorised?

Moss and Co Ltd (FRN 916140) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Moss and Co?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Moss and Co Ltd (FRN 916140) is an AR of ST. GILES INSURANCE & FINANCE SERVICES LIMITED (FRN 311167). When you use Moss and Co's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Moss and Co, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Moss and Co’s phone number and website?

The FCA register lists the phone number 020 8946 7661 and the website mosslondonlettings.co.uk for Moss and Co. If you were given different contact details, use these to check with the firm before going any further.

Is Moss and Co a scam or clone?

Moss and Co is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Moss and Co?

Protection works through St. Giles Insurance & Finance Services Limited, the principal firm responsible for Moss and Co's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Moss and Co?

Companies House lists one person with significant control of Moss and Co: Mr Jonathan Timothy Moss (75–100% of shares).

Who runs Moss and Co?

Companies House lists 2 directors of Moss and Co: Jonathan Timothy Moss and Grazyna Chmara Baker.

How long has Moss and Co been in business?

The company was formed on 11 October 2011.

What do Moss and Co’s latest accounts show?

Its latest accounts, to 31 October 2025, show net assets of £214k (−16% from £255k).

Does Moss and Co use any other names?

It has previously used the name Moss & Co Ltd.