Mr James Carroll

Reference number: 492642

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Introducer appointed representative

Mr James Carroll can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Covertriumph Limited Reference number: 137997 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Mr James Carroll (FRN 492642) introduces customers to Covertriumph Limited (FRN 137997). Any regulated advice or arranging is done by the principal, not Mr James Carroll.
  • Example: if Mr James Carroll refers you to a financial adviser, the advice should come from the principal firm, not from Mr James Carroll itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07717 787126

  • Address

    12 Green Acres Road, Layer-de-la-Haye, Colchester, Essex, CO2 0JP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07717 787126 is
  • Who else gives the postcode CO2 0JP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mr Carroll James Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Covertriumph Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Mr James Carroll’s history from the FCA register and Companies House, newest first.

2013

22 October 2013

  • Changed its registered name from "Mr Carroll James"

FCA register

2008

9 December 2008

  • Became an introducer appointed representative

FCA register

Firms like Mr James Carroll

Other firms of the same type (mortgage adviser or broker), nearest first.

In Colchester

Andromeda Specialist Finance LtdColchesterAppointed representativeAnglian Mortgage Services LimitedColchesterAppointed representativeColchester Mortgage Solutions LtdColchesterAppointed representativeDarren LeggettColchesterAppointed representativeDavid and Partners Financial Services LimitedColchesterAppointed representativeEast Coast Mortgage LtdColchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mr James Carroll

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details

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Frequently asked questions about this firm

Is Mr James Carroll FCA authorised?
Mr James Carroll (FRN 492642) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Mr James Carroll?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Mr James Carroll (FRN 492642) introduces customers to Covertriumph Limited (FRN 137997). Any regulated advice or arranging is done by the principal, not Mr James Carroll. Example: if Mr James Carroll refers you to a financial adviser, the advice should come from the principal firm, not from Mr James Carroll itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mr James Carroll’s phone number?
The FCA register lists the phone number 07717 787126 for Mr James Carroll. If you were given different contact details, use these to check with the firm before going any further.
Is Mr James Carroll a scam or clone?
Mr James Carroll is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mr James Carroll?
Protection works through Covertriumph Limited, the principal firm responsible for Mr James Carroll's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Mr James Carroll use any other names?
It has previously used the name Mr Carroll James.

Sources and links

The full report on Mr James Carroll

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