Mrs EA Western & Mr AM Western

Reference number: 982852

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Appointed representative

the Western partnership does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Mrs EA Western & Mr AM Western (FRN 982852) is an AR of Golden Charter Limited (FRN 965279). When you use the Western partnership's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from the Western partnership, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01524 733048

  • Address

    120 Kellet Road, Carnforth, Lancashire, LA5 9LS, United Kingdom

In the full report: 2 background checks

  • What kind of line 01524 733048 is
  • Who else gives the postcode LA5 9LS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Alan M Fawcett Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

The Western partnership’s history from the FCA register and Companies House, newest first.

2022

8 September 2022

  • Became an appointed representative
  • Began trading as "Alan M Fawcett"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like the Western partnership

Other firms of the same type (funeral director), nearest first.

In Carnforth

B & W Funerals LimitedCarnforthAppointed representative

In the Lancaster (LA) postcode area

Alan Postlethwaite Funerals LimitedGrange-Over-SandsAppointed representativeAlex Willis Funeral Home LimitedMorecambeAppointed representativeBrian Price and Son LtdLancasterAppointed representativeEdward George Waller and Jacqueline WallerSedberghAppointed representativeHayes and Parkinson LimitedKendalAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on the Western partnership

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Mrs EA Western & Mr AM Western FCA authorised?
Mrs EA Western & Mr AM Western (FRN 982852) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for the Western partnership?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Mrs EA Western & Mr AM Western (FRN 982852) is an AR of Golden Charter Limited (FRN 965279). When you use the Western partnership's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from the Western partnership, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is the Western partnership’s phone number?
The FCA register lists the phone number 01524 733048 for the Western partnership. If you were given different contact details, use these to check with the firm before going any further.
Is the Western partnership a scam or clone?
the Western partnership is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with the Western partnership?
Protection works through Golden Charter Limited, the principal firm responsible for the Western partnership's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does the Western partnership use any other names?
It trades as Alan M Fawcett.

Sources and links

The full report on Mrs EA Western & Mr AM Western

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