Mrs WA Adams and Mrs JL Croft

Reference number: 413770

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Introducer appointed representative

Mrs WA Adams and Mrs JL Croft can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Bspoke Lifestyle Ltd Reference number: 820727 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Mrs WA Adams and Mrs JL Croft (FRN 413770) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not Mrs WA Adams and Mrs JL Croft.
  • Example: if Mrs WA Adams and Mrs JL Croft refers you to a financial adviser, the advice should come from the principal firm, not from Mrs WA Adams and Mrs JL Croft itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sandling.co.uk first appeared online, and whether it can receive email
  • What kind of line 01394 411422 is
  • Who else gives the postcode IP12 3RR
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • The Sandlings Centre Trading name
  • MJL and WA Adams Former name
  • Mrs W A Adams Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Mrs WA Adams and Mrs JL Croft’s history from the FCA register and Companies House, newest first.

2013

18 July 2013

  • Changed its registered name from "Mrs W A Adams"

FCA register

2011

30 November 2011

  • Changed its registered name from "MJL and WA Adams"

FCA register

2005

14 January 2005

  • Became an introducer appointed representative

FCA register

12 January 2005

  • Began trading as "The Sandlings Centre"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Mrs WA Adams and Mrs JL Croft

Other firms of the same type (insurance broker), nearest first.

In the Ipswich (IP) postcode area

Genus VS LimitedBury St. EdmundsAppointed representativeAbsolute Risk Solutions (EA) LtdWoodbridgeAppointed representativeARTes Specialty LimitedBury St. EdmundsAppointed representativeB L Williams, G C White & S M HeardIpswichAppointed representativeBarrett WatsonBury St. EdmundsAppointed representativeClaret Commercial LtdIpswichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Mrs WA Adams and Mrs JL Croft

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Mrs WA Adams and Mrs JL Croft FCA authorised?
Mrs WA Adams and Mrs JL Croft (FRN 413770) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Mrs WA Adams and Mrs JL Croft?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Mrs WA Adams and Mrs JL Croft (FRN 413770) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not Mrs WA Adams and Mrs JL Croft. Example: if Mrs WA Adams and Mrs JL Croft refers you to a financial adviser, the advice should come from the principal firm, not from Mrs WA Adams and Mrs JL Croft itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Mrs WA Adams and Mrs JL Croft’s phone number and website?
The FCA register lists the phone number 01394 411422 and the website sandling.co.uk for Mrs WA Adams and Mrs JL Croft. If you were given different contact details, use these to check with the firm before going any further.
Is Mrs WA Adams and Mrs JL Croft a scam or clone?
Mrs WA Adams and Mrs JL Croft is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Mrs WA Adams and Mrs JL Croft?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for Mrs WA Adams and Mrs JL Croft's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Mrs WA Adams and Mrs JL Croft use any other names?
It trades as The Sandlings Centre. It has previously used 2 other names: MJL and WA Adams and Mrs W A Adams.

Sources and links

The full report on Mrs WA Adams and Mrs JL Croft

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