Munitus Insurance Limited

Reference number: 914401

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Munitus Insurance Limited (FRN 914401) is an AR of Statera Managing Agency Limited (FRN 1032701). When you use Munitus Insurance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Munitus Insurance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07818 302011

  • Address

    The Hallmark Building, 2nd Floor, 52-56 Leadenhall Street, London, EC3A 2BJ, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 07818 302011 is, and the 5 other firms that give it
  • Whether EC3A 2BJ is a shared office: 49 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Statera Managing Agency Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
9 August 2019 (7 years old)
Registered office
The Hallmark Building, 2nd Floor, 52-56 Leadenhall Street, London, EC3A 2BJ, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Michael Rayner Director Jul 1978 9 Aug 2019 22 other companies
John Paul Cavanagh Director Oct 1958 9 Aug 2019 16 other companies
Kevin Francis Mccool Director May 1968 4 Feb 2020 None
Heather Elizabeth Marsden Director Oct 1974 22 Feb 2023 15 other companies
Heather Elizabeth Marsden Secretary Not published 25 Nov 2020 –
Shamsun Naher Secretary Not published 21 Feb 2023 –
Tamara Chabe Secretary Not published 29 Jul 2025 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
34
closed down
4
are FCA-registered
15

In the full report: all 34 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 15 on the FCA register
  • The 14 companies these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Key dates in its history

Munitus Insurance’s history from the FCA register and Companies House, newest first.

2021

26 July 2021

  • Kevin Francis McCool stopped being a part-owner

Companies House

2020

11 February 2020

  • Kevin Francis McCool became a part-owner (25–50% of shares)

Companies House

2019

2 October 2019

  • Became an appointed representative

FCA register

9 August 2019

  • Incorporated at Companies House
  • Octave Specialty Limited became the majority owner (50–75% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 6
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Firms connected to Munitus Insurance

Other FCA-listed firms that share a director, phone number or address with Munitus Insurance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12
share its phone number
5

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12), the same phone number (5), the same postcode (12)
  • Who links each one: the named directors, with dates
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Firms like Munitus Insurance

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Munitus Insurance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 34 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 11 events in its history
  • 12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Munitus Insurance Limited FCA authorised?
Munitus Insurance Limited (FRN 914401) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Munitus Insurance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Munitus Insurance Limited (FRN 914401) is an AR of Statera Managing Agency Limited (FRN 1032701). When you use Munitus Insurance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Munitus Insurance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Munitus Insurance’s phone number?
The FCA register lists the phone number 07818 302011 for Munitus Insurance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 5 other FCA firms.
Is Munitus Insurance a scam or clone?
Munitus Insurance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Munitus Insurance?
Protection works through Statera Managing Agency Limited, the principal firm responsible for Munitus Insurance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Munitus Insurance?
Munitus Insurance is owned by Octave Specialty Limited, which holds 50–75% of shares, 50–75% of votes and can appoint and remove the board, since 9 August 2019. Before that, it was controlled by Mr Kevin Francis McCool.
Who runs Munitus Insurance?
Companies House lists 4 directors of Munitus Insurance: Paul Michael Rayner, John Paul Cavanagh, Kevin Francis McCool and Heather Elizabeth Marsden.
How long has Munitus Insurance been in business?
The company was formed on 9 August 2019.

Sources and links

The full report on Munitus Insurance Limited

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