Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 30 September 2025
Responsible principal firm
Personal Touch Financial Services Limited Reference number: 187834 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- MWP Advice Ltd (FRN 946662) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use MWP Advice's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from MWP Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
Thornhill, Sugar Lane, Hemel Hempstead, Hertfordshire, HP1 2RT, United Kingdom
In the full report: 2 background checks
- What kind of line 07789 885889 is
- Who else gives the postcode HP1 2RT
Other names (1)
If you were contacted under any of these names, it is this firm.
- Thornhill Finance Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- MWP ADVICE LIMITED
- Company number
- 08707894 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 September 2013 (13 years old)
- Registered office
- 26 Allonby Way, Aylesbury, HP21 7JA, England
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Garry Alexander Dean | Director | Jun 1972 | 26 Sep 2013 | 1 other company |
| Helen Dean | Director | Apr 1978 | 26 Sep 2013 | None |
| Helen Dean | Secretary | Not published | 26 Sep 2013 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£47.1k
+35% from £35.0k
Cash at bank
£65.1k
+212% from £20.9k
Employees (average)
3
Same as 3
Owed within a year
£55.3k
+182% from £19.6k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08707894. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
MWP Advice’s history from the FCA register and Companies House, newest first.
2021
9 March 2021
- Became an appointed representative
FCA register
2016
6 April 2016
- Garry Alexander Dean became a part-owner (25–50% of shares)
- Helen Dean became a part-owner (25–50% of shares)
Companies House
2013
26 September 2013
- Incorporated at Companies House
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms like MWP Advice
Other firms of the same type (mortgage adviser or broker), nearest first.
In Hemel Hempstead
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on MWP Advice
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 7 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is MWP Advice Ltd FCA authorised?
What does appointed representative mean for MWP Advice?
What is MWP Advice’s phone number?
Is MWP Advice a scam or clone?
Is my money safe with MWP Advice?
Who owns MWP Advice?
Who runs MWP Advice?
How long has MWP Advice been in business?
What do MWP Advice’s latest accounts show?
Does MWP Advice use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk