Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 30 April 2021
Responsible principal firm
ABLE INSURANCE SERVICES LIMITED Reference number: 311649 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- MYUNIDAYS LTD (FRN 1059594) introduces customers to ABLE INSURANCE SERVICES LIMITED (FRN 311649). Any regulated advice or arranging is done by the principal, not MYUNIDAYS.
- Example: if MYUNIDAYS refers you to a financial adviser, the advice should come from the principal firm, not from MYUNIDAYS itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
-
Address
Epworth House, 25 City Road, London, Islington, EC1Y 1AA, United Kingdom
In the full report: 3 background checks
- When myunidays.com first appeared online, and whether it can receive email
- What kind of line +4400 is
- Who else gives the postcode EC1Y 1AA
Other names (1)
If you were contacted under any of these names, it is this firm.
- UNiDAYS Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Able Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07552253 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 4 March 2011 (15 years old)
- Registered office
- Elder Yard, 2 Elder Street, London, E1 6BT, United Kingdom
- Nature of business
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- Business and domestic software development (SIC 62012)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Gurcharn Singh Rathour | Director | Oct 1952 | 4 Mar 2011 | 3 other companies |
| Ravinder Jairaj Singh Rathour | Director | May 1982 | 4 Mar 2011 | 4 other companies |
| Jonathan Craig Hawley | Director | Jan 1984 | 31 Jul 2012 | 3 other companies |
| Matthew Martin Atkinson | Director | Dec 1966 | 1 Dec 2018 | 4 other companies |
| OAKWOOD CORPORATE SECRETARY LIMITED | Corporate secretary | Not published | 8 Jan 2026 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- closed down
- 7
- run together
- 1
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 1 company these 4 directors run together
- All 9 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£53.6m
No earlier figure to compare
Profit before tax
£24.9m
No earlier figure to compare
Net assets
£27.8m
No earlier figure to compare
Cash at bank
£20.5m
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 07552253. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Myunidays’s history from the FCA register and Companies House, newest first.
2026
30 July 2026
- Became an introducer appointed representative
FCA register
2024
24 June 2024
- 1212 Group Limited became the majority owner (50–75% of shares)
- Ravinder Jairaj Singh Rathour stopped being the majority owner
Companies House
2016
6 April 2016
- Ravinder Jairaj Singh Rathour became the majority owner (50–75% of shares)
Companies House
2011
4 March 2011
- Incorporated at Companies House
Companies House
In the full report: all 20 events
- All 20 events in its history (5 shown here)
- Every director appointment and resignation: 14
Firms like Myunidays
Other firms of the same type (credit broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Myunidays
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 3 background checks on its contact details
- All 20 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk