Nailsea Financial Services Ltd

Reference number: 212754

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When nailseafinancialservices.co.uk first appeared online, and whether it can receive email
  • What kind of line 01275 852000 is
  • Who else gives the postcode BS48 1AW
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Dealing in investments as agent
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
11 October 1999 (27 years old)
Registered office
49 High Street, Nailsea, Bristol, BS48 1AW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Young Director Dec 1956 11 Oct 1999 None
John Martin Ham Director Jun 1962 25 Oct 1999 None
John Martin Ham Secretary Not published 25 Oct 1999 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Full accountsNot audited

Net assets

£39.0k

+38% from £28.3k

Cash at bank

£22.9k

Up £21.4k from £1,494

Owed within a year

£46.6k

+13% from £41.1k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2023 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 03856232. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Nailsea Financial Services’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • John Martin Ham became a part-owner (25–50% of shares)
  • Richard Young became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2003

24 January 2003

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1999

11 October 1999

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms like Nailsea Financial Services

Other firms of the same type (financial adviser), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nailsea Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Nailsea Financial Services Ltd FCA authorised?
Yes, Nailsea Financial Services Ltd (FRN 212754) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2003 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Nailsea Financial Services’ phone number and website?
The FCA register lists the phone number 01275 852000 and the website nailseafinancialservices.co.uk for Nailsea Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Nailsea Financial Services a scam or clone?
Nailsea Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nailsea Financial Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Nailsea Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Nailsea Financial Services?
Companies House lists 2 people with significant control of Nailsea Financial Services: Mr John Martin Ham (25–50% of shares) and Mr Richard Young (25–50% of shares).
Who runs Nailsea Financial Services?
Companies House lists 2 directors of Nailsea Financial Services: Richard Young and John Martin Ham.
How long has Nailsea Financial Services been in business?
The company was formed on 11 October 1999, and has held its current FCA authorisation since January 2003.
What do Nailsea Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £39.0k (+38% from £28.3k) and cash at bank of £22.9k (up £21.4k from £1,494).

Sources and links

The full report on Nailsea Financial Services Ltd

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