Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2026
- Its phone number is also given by a firm that is no longer authorised
Responsible principal firm
HL Partnership Limited Reference number: 303397 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Namaste Mortgages Ltd (FRN 1058802) is an AR of HL Partnership Limited (FRN 303397). When you use Namaste Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Namaste Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
-
Address
11 Chequers Road, Basingstoke, Hampshire, RG21 7PU, United Kingdom
In the full report: 2 background checks
- What kind of line 07597 826765 is, and the other firm that gives it
- Who else gives the postcode RG21 7PU
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 17182017 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 April 2026 (less than a year old)
- Registered office
- 11 Chequers Road, Basingstoke, RG21 7PU, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Biraj Rai | Director | Oct 1992 | 27 Apr 2026 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Key dates in its history
Namaste Mortgages’s history from the FCA register and Companies House, newest first.
2026
9 September 2026
- Began trading as "Namaste Mortgages"
FCA register
7 July 2026
- Became an appointed representative
FCA register
27 April 2026
- Incorporated at Companies House
- Biraj Rai took control (75–100% of shares)
- Biraj Rai appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Namaste Mortgages
Other FCA-listed firms that share a director, phone number or address with Namaste Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- no longer authorised
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1)
- Who links it to this firm: the named directors, with dates
Firms like Namaste Mortgages
Other firms of the same type (insurance broker), nearest first.
In Basingstoke
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Namaste Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 5 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Namaste Mortgages Ltd FCA authorised?
What does appointed representative mean for Namaste Mortgages?
What is Namaste Mortgages’ phone number?
Is Namaste Mortgages a scam or clone?
Is my money safe with Namaste Mortgages?
Who owns Namaste Mortgages?
Who runs Namaste Mortgages?
How long has Namaste Mortgages been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk