National Association of Commercial Finance Brokers

Reference number: 995616

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Tower Insurance Brokers Ltd Reference number: 805562 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • National Association of Commercial Finance Brokers (FRN 995616) is an AR of Tower Insurance Brokers Ltd (FRN 805562). When you use National Association of Commercial Finance Brokers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from National Association of Commercial Finance Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When nacfb.org first appeared online, and whether it can receive email
  • What kind of line 020 7101 0359 is, and the other firm that gives it
  • Whether EC3M 1DT is a shared office: 21 other firms give it
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Tower Insurance Brokers Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Similar firms

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details, 1 flagged
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is National Association of Commercial Finance Brokers FCA authorised?
National Association of Commercial Finance Brokers (FRN 995616) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for National Association of Commercial Finance Brokers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. National Association of Commercial Finance Brokers (FRN 995616) is an AR of Tower Insurance Brokers Ltd (FRN 805562). When you use National Association of Commercial Finance Brokers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from National Association of Commercial Finance Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is National Association of Commercial Finance Brokers’ phone number and website?
The FCA register lists the phone number 020 7101 0359 and the website nacfb.org for National Association of Commercial Finance Brokers. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is National Association of Commercial Finance Brokers a scam or clone?
National Association of Commercial Finance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with National Association of Commercial Finance Brokers?
Protection works through Tower Insurance Brokers Ltd, the principal firm responsible for National Association of Commercial Finance Brokers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on National Association of Commercial Finance Brokers

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