Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
National Friendly, 11-12 Queen Square, Bristol, Bristol, City Of, BS1 4NT, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When nffs.co.uk first appeared online, and whether it can receive email
- What kind of line 07776 598245 is
- Who else gives the postcode BS1 4NT
Other names (3)
If you were contacted under any of these names, it is this firm.
- 425 Direct Limited Former name: A name it was registered under before.
- ND Partner Services Limited Former name: A name it was registered under before.
- 425 Financial Solutions Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on Pension Transfers and Pension Opt Outs
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
- Providing basic advice on stakeholder products
- Providing Credit Information Services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05603624 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 October 2005 (21 years old)
- Registered office
- 11-12 Queen Square, Bristol, BS1 4NT
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
- Life insurance (SIC 65110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Graham Lloyd Singleton | Director | Apr 1963 | 5 Mar 2021 | 15 other companies |
| Mark Peter Lister Searles | Director | Jan 1961 | 20 May 2021 | None |
| Nicola Moore | Secretary | Not published | 1 Oct 2022 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 15
- closed down
- 1
- are FCA-registered
- 7
In the full report: all 15 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 7 on the FCA register
- All 18 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£771k
No earlier figure to compare
Profit before tax
−£220k
No earlier figure to compare
Net assets
£434k
No earlier figure to compare
Cash at bank
£63.0k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 05603624. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
National Friendly Financial Solutions’s history from the FCA register and Companies House, newest first.
2019
15 October 2019
- Changed its registered name from "425 Direct Limited"
FCA register
2016
6 April 2016
- National Deposit Friendly Society Limited took control (75–100% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2009
1 October 2009
- Changed its registered name from "ND Partner Services Limited"
FCA register
2006
13 July 2006
- Regulated by the Financial Services Authority from this date
- Became authorised by the FCA
FCA register
2005
26 October 2005
- Incorporated at Companies House
Companies House
In the full report: all 44 events
- All 44 events in its history (7 shown here)
- Every director appointment and resignation: 30
Firms connected to National Friendly Financial Solutions
Other FCA-listed firms that share a director, phone number or address with National Friendly Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 1
- share its postcode
- 2
In the full report: all 3 connected firms, named
- How each is linked: shared directors (1), the same postcode (2)
- Who links each one: the named directors, with dates
- 6 past links through former directors
Firms like National Friendly Financial Solutions
Other firms of the same type (financial adviser), nearest first.
In Bristol
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on National Friendly Financial Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 15 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 44 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk