National Friendly Financial Solutions Limited

Reference number: 452784

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When nffs.co.uk first appeared online, and whether it can receive email
  • What kind of line 07776 598245 is
  • Who else gives the postcode BS1 4NT
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • 425 Direct Limited Former name: A name it was registered under before.
  • ND Partner Services Limited Former name: A name it was registered under before.
  • 425 Financial Solutions Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing basic advice on stakeholder products
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
26 October 2005 (21 years old)
Registered office
11-12 Queen Square, Bristol, BS1 4NT
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Graham Lloyd Singleton Director Apr 1963 5 Mar 2021 15 other companies
Mark Peter Lister Searles Director Jan 1961 20 May 2021 None
Nicola Moore Secretary Not published 1 Oct 2022 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
closed down
1
are FCA-registered
7

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 7 on the FCA register
  • All 18 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2019Full accountsNot audited

Turnover

£771k

No earlier figure to compare

Profit before tax

−£220k

No earlier figure to compare

Net assets

£434k

No earlier figure to compare

Cash at bank

£63.0k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05603624. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

National Friendly Financial Solutions’s history from the FCA register and Companies House, newest first.

2019

15 October 2019

  • Changed its registered name from "425 Direct Limited"

FCA register

2016

6 April 2016

  • National Deposit Friendly Society Limited took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

1 October 2009

  • Changed its registered name from "ND Partner Services Limited"

FCA register

2006

13 July 2006

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2005

26 October 2005

  • Incorporated at Companies House

Companies House

In the full report: all 44 events

  • All 44 events in its history (7 shown here)
  • Every director appointment and resignation: 30
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Firms connected to National Friendly Financial Solutions

Other FCA-listed firms that share a director, phone number or address with National Friendly Financial Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its postcode
2

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 6 past links through former directors
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Firms like National Friendly Financial Solutions

Other firms of the same type (financial adviser), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on National Friendly Financial Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 44 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is National Friendly Financial Solutions Limited FCA authorised?
Yes, National Friendly Financial Solutions Limited (FRN 452784) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2006 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is National Friendly Financial Solutions’ phone number and website?
The FCA register lists the phone number 07776 598245 and the website nffs.co.uk for National Friendly Financial Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is National Friendly Financial Solutions a scam or clone?
National Friendly Financial Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with National Friendly Financial Solutions?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about National Friendly Financial Solutions to the Financial Ombudsman Service, free of charge.
Who owns National Friendly Financial Solutions?
National Friendly Financial Solutions is owned by National Deposit Friendly Society Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.
Who runs National Friendly Financial Solutions?
Companies House lists 2 directors of National Friendly Financial Solutions: Graham Lloyd Singleton and Mark Peter Lister Searles.
How long has National Friendly Financial Solutions been in business?
The company was formed on 26 October 2005, and has held its current FCA authorisation since July 2006.
What do National Friendly Financial Solutions’ latest accounts show?
Its latest accounts, to 31 December 2019, show turnover of £771k (no earlier figure to compare) and profit before tax of −£220k (no earlier figure to compare).
Does National Friendly Financial Solutions use any other names?
It has previously used 3 other names: 425 Direct Limited, ND Partner Services Limited and 425 Financial Solutions.

Sources and links

The full report on National Friendly Financial Solutions Limited

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