National Union Of Rail, Maritime And Transport Workers

Reference number: 404723

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Introducer appointed representative

National Union Of Rail, Maritime And Transport Workers can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • National Union Of Rail, Maritime And Transport Workers (FRN 404723) introduces customers to Union Income Benefit Holdings Limited (FRN 307575). Any regulated advice or arranging is done by the principal, not National Union Of Rail, Maritime And Transport Workers.
  • Example: if National Union Of Rail, Maritime And Transport Workers refers you to a financial adviser, the advice should come from the principal firm, not from National Union Of Rail, Maritime And Transport Workers itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When rmt.org.uk first appeared online, and whether it can receive email
  • What kind of line 020 7387 4771 is
  • Who else gives the postcode NW1 1JD
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Union Income Benefit Holdings Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Similar firms

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is National Union Of Rail, Maritime And Transport Workers FCA authorised?
National Union Of Rail, Maritime And Transport Workers (FRN 404723) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for National Union Of Rail, Maritime And Transport Workers?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. National Union Of Rail, Maritime And Transport Workers (FRN 404723) introduces customers to Union Income Benefit Holdings Limited (FRN 307575). Any regulated advice or arranging is done by the principal, not National Union Of Rail, Maritime And Transport Workers. Example: if National Union Of Rail, Maritime And Transport Workers refers you to a financial adviser, the advice should come from the principal firm, not from National Union Of Rail, Maritime And Transport Workers itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is National Union Of Rail, Maritime And Transport Workers’ phone number and website?
The FCA register lists the phone number 020 7387 4771 and the website rmt.org.uk for National Union Of Rail, Maritime And Transport Workers. If you were given different contact details, use these to check with the firm before going any further.
Is National Union Of Rail, Maritime And Transport Workers a scam or clone?
National Union Of Rail, Maritime And Transport Workers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with National Union Of Rail, Maritime And Transport Workers?
Protection works through Union Income Benefit Holdings Limited, the principal firm responsible for National Union Of Rail, Maritime And Transport Workers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on National Union Of Rail, Maritime And Transport Workers

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