Nectar Sleep Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 6 years
Protected through the principal
No FCA actions
Active company since 2018
Accounts filed up to 31 December 2025
On its latest accounts it owed £9.50m more than it owned

Responsible principal firm

Consumer Credit Compliance Limited Reference number: 631736 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Nectar Sleep Ltd (FRN 933430) is an AR of Consumer Credit Compliance Limited (FRN 631736). When you use Nectar Sleep's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Nectar Sleep, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

nectarsleep.co.uk (opens in a new tab)
Phone number

020 3807 1096
Address

1 Bow Churchyard, London, City Of London, EC4M 9DQ, United Kingdom

In the full report: 3 background checks

When nectarsleep.co.uk first appeared online, and whether it can receive email
What kind of line 020 3807 1096 is
Who else gives the postcode EC4M 9DQ

Other names (1)

If you were contacted under any of these names, it is this firm.

Dreamcloud Sleep Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Consumer Credit Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11414108 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 13 June 2018 (8 years old)
Registered office: 1 Bow Churchyard, London, EC4M 9DQ, United Kingdom
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Angela Michelle Crouch	Director	Oct 1975	13 Jun 2018	2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 1
still active: 1

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£15.8m

−6.5% from £16.9m

Profit before tax

−£1.14m

Down £282k from −£858k

Net assets

−£9.50m

Down £940k from −£8.56m

Cash at bank

£654k

−56% from £1.48m

Net assets are negative: on its last balance sheet the company owed £9.50m more than it owned.

Turnover and profit

In the full report: all 4 years of accounts

Every year from 2022 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11414108. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Nectar Sleep’s history from the FCA register and Companies House, newest first.

Key events (3) All events (8)

2020

3 September 2020

Became an appointed representative

FCA register

2018

13 June 2018

Incorporated at Companies House
Nectar Sleep International Ltd took control (75–100% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (3 shown here)
Every director appointment and resignation: 3

Firms connected to Nectar Sleep

Other FCA-listed firms that share a director, phone number or address with Nectar Sleep. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: the same postcode (3)
Who links each one: the named directors, with dates

Firms like Nectar Sleep

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nectar Sleep

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
3 background checks on its contact details
4 years of accounts, charted
All 8 events in its history
3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Nectar Sleep Ltd FCA authorised?

Nectar Sleep Ltd (FRN 933430) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Nectar Sleep?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nectar Sleep Ltd (FRN 933430) is an AR of Consumer Credit Compliance Limited (FRN 631736). When you use Nectar Sleep's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nectar Sleep, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Nectar Sleep’s phone number and website?

The FCA register lists the phone number 020 3807 1096 and the website nectarsleep.co.uk for Nectar Sleep. If you were given different contact details, use these to check with the firm before going any further.

Is Nectar Sleep a scam or clone?

Nectar Sleep is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Nectar Sleep?

Protection works through Consumer Credit Compliance Limited, the principal firm responsible for Nectar Sleep's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Nectar Sleep?

Nectar Sleep is owned by Nectar Sleep International Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 13 June 2018.

Who runs Nectar Sleep?

Companies House lists one director of Nectar Sleep: Angela Michelle Crouch.

How long has Nectar Sleep been in business?

The company was formed on 13 June 2018.

What do Nectar Sleep’s latest accounts show?

Its latest accounts, to 31 December 2025, show turnover of £15.8m (−6.5% from £16.9m) and profit before tax of −£1.14m (down £282k from −£858k).

Does Nectar Sleep use any other names?

It trades as Dreamcloud Sleep.