Nedtown Ltd

Reference number: 470189

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Life and Easy Limited Reference number: 462298 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Nedtown Ltd (FRN 470189) is an AR of Life and Easy Limited (FRN 462298). When you use Nedtown's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Nedtown, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01332 870289

  • Address

    11 Cleveland Avenue, Draycott, Derby, Derbyshire, DE72 3NR, United Kingdom

In the full report: 2 background checks

  • What kind of line 01332 870289 is
  • Who else gives the postcode DE72 3NR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Lifewise Financial Services Trading name
  • Lifewise Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Life and Easy Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
NEDTOWN LIMITED
Company number
04668300
Company status
Active
Company type
Private limited company
Incorporated
17 February 2003 (23 years old)
Registered office
11 Cleveland Avenue, Draycott, Derbyshire, DE72 3NR
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Gary Hooley Director Jun 1972 17 Feb 2003 3 other companies
Lorraine Hooley Director Dec 1968 10 Jul 2018 None
Marlene Ann Hooley Secretary Not published 17 Feb 2003 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
are FCA-registered
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£38.2k

−6.9% from £41.0k

Cash at bank

£51.0k

−5.7% from £54.1k

Employees (average)

0

Same as 0

Owed within a year

£16.9k

−5.9% from £18.0k

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04668300. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Nedtown’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2018

10 July 2018

  • Lorraine Hooley became the majority owner (50–75% of shares)

Companies House

2016

6 April 2016

  • Gary Hooley became the majority owner (50–75% of shares)

Companies House

2007

11 July 2007

  • Became an appointed representative

FCA register

2003

17 February 2003

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Nedtown

Other FCA-listed firms that share a director, phone number or address with Nedtown. A link shows who the firm is tied to, not whether either can be trusted.

past links
2

In the full report: all 0 connected firms, named

  • 2 past links through former directors
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Firms like Nedtown

Other firms of the same type (financial adviser), nearest first.

In Derby

Blossom Financial Planning LtdDerbyAppointed representativeAMG Wealth Management LtdDerbyAppointed representativeAndrew DasilvaDerbyAppointed representativeAristotle Financial Planning LtdDerbyAppointed representativeAssist Protect LtdDerbyAppointed representativeAtlas Accountancy Services LimitedDerbyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Nedtown

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Nedtown Ltd FCA authorised?
Nedtown Ltd (FRN 470189) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Nedtown?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Nedtown Ltd (FRN 470189) is an AR of Life and Easy Limited (FRN 462298). When you use Nedtown's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Nedtown, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Nedtown’s phone number?
The FCA register lists the phone number 01332 870289 for Nedtown. If you were given different contact details, use these to check with the firm before going any further.
Is Nedtown a scam or clone?
Nedtown is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Nedtown?
Protection works through Life and Easy Limited, the principal firm responsible for Nedtown's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Nedtown?
Companies House lists 2 people with significant control of Nedtown: Mrs Lorraine Hooley (50–75% of shares) and Mr Gary Hooley (50–75% of shares).
Who runs Nedtown?
Companies House lists 2 directors of Nedtown: Gary Hooley and Lorraine Hooley.
How long has Nedtown been in business?
The company was formed on 17 February 2003.
What do Nedtown’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £38.2k (−6.9% from £41.0k) and cash at bank of £51.0k (−5.7% from £54.1k).
Does Nedtown use any other names?
It trades as Lifewise Financial Services. It has previously used the name Lifewise.

Sources and links

The full report on Nedtown Ltd

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