Needing Advice.co.uk

Reference number: 505250

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Introducer appointed representative

Needing Advice.co.uk can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Premier Insurance Brokers Ltd Reference number: 603619 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Needing Advice.co.uk (FRN 505250) introduces customers to Premier Insurance Brokers Ltd (FRN 603619). Any regulated advice or arranging is done by the principal, not Needing Advice.co.uk.
  • Example: if Needing Advice.co.uk refers you to a financial adviser, the advice should come from the principal firm, not from Needing Advice.co.uk itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07912 076990

  • Address

    7 Naomi Road, Newsome, Huddersfield, West Yorkshire, HD4 6NZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07912 076990 is, and the other firm that gives it
  • Who else gives the postcode HD4 6NZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Premier Insurance Brokers Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Needing Advice.co.uk’s history from the FCA register and Companies House, newest first.

2017

15 September 2017

  • Stopped trading as "Needing Advice.co.uk"

FCA register

2011

21 April 2011

  • Began trading as "Needing Advice.co.uk"

FCA register

2009

18 August 2009

  • Became an introducer appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Needing Advice.co.uk

Other FCA-listed firms that share a director, phone number or address with Needing Advice.co.uk. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: the same phone number (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Needing Advice.co.uk

Other firms of the same type (insurance broker), nearest first.

In Huddersfield

Five Rivers Insurance Solutions LimitedHuddersfieldAppointed representativeNeedingAdvice.co.uk LtdHuddersfieldAppointed representativeTouchwood Insurance Brokers LtdHuddersfieldAppointed representativeTown & Country Insurance Brokers LtdHuddersfieldAppointed representativeVsure Financial LtdHuddersfieldAppointed representativeDonaldson's Vets LimitedHuddersfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Needing Advice.co.uk

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Needing Advice.co.uk FCA authorised?
Needing Advice.co.uk (FRN 505250) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Needing Advice.co.uk?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Needing Advice.co.uk (FRN 505250) introduces customers to Premier Insurance Brokers Ltd (FRN 603619). Any regulated advice or arranging is done by the principal, not Needing Advice.co.uk. Example: if Needing Advice.co.uk refers you to a financial adviser, the advice should come from the principal firm, not from Needing Advice.co.uk itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Needing Advice.co.uk’s phone number?
The FCA register lists the phone number 07912 076990 for Needing Advice.co.uk. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Needing Advice.co.uk a scam or clone?
Needing Advice.co.uk is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Needing Advice.co.uk?
Protection works through Premier Insurance Brokers Ltd, the principal firm responsible for Needing Advice.co.uk's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Needing Advice.co.uk

£19.99 · Instant PDF download

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