Town & Country Insurance Brokers Ltd

Reference number: 536312

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Town & Country Insurance Brokers Ltd (FRN 536312) is an AR of Town and Country Financial Services (UK) Ltd (FRN 521487). When you use Town & Country Insurance Brokers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Town & Country Insurance Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01484 818570

  • Address

    71 New North Road, Huddersfield, West Yorkshire, HD1 5ND, United Kingdom

In the full report: 2 background checks

  • What kind of line 01484 818570 is, and the other firm that gives it
  • Who else gives the postcode HD1 5ND
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Town & Country Insurance Services Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Town and Country Financial Services (UK) Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
19 October 2010 (16 years old)
Registered office
Twin Trees, 71 New North Road, Huddersfield, West Yorkshire, HD1 5ND
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Anthony Craig Dickinson Director Aug 1978 19 Oct 2010 5 other companies
Jonathan Mark Whitehead Director Nov 1961 16 Feb 2018 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£446k

+32% from £339k

Cash at bank

£499k

+33% from £375k

Employees (average)

3

No earlier figure to compare

Owed within a year

£79.6k

+20% from £66.2k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07412443. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Town & Country Insurance Brokers’s history from the FCA register and Companies House, newest first.

2025

5 November 2025

  • Anthony Craig Dickinson gave up control

Companies House

2018

16 February 2018

  • Jonathan Mark Whitehead gained significant control

Companies House

2016

6 April 2016

  • Anthony Craig Dickinson took control (75–100% of shares)

Companies House

2010

22 November 2010

  • Became an appointed representative

FCA register

19 October 2010

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Town & Country Insurance Brokers

Other FCA-listed firms that share a director, phone number or address with Town & Country Insurance Brokers. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its phone number
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Town & Country Insurance Brokers

Other firms of the same type (insurance broker), nearest first.

In Huddersfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Town & Country Insurance Brokers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Town & Country Insurance Brokers Ltd FCA authorised?
Town & Country Insurance Brokers Ltd (FRN 536312) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Town & Country Insurance Brokers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Town & Country Insurance Brokers Ltd (FRN 536312) is an AR of Town and Country Financial Services (UK) Ltd (FRN 521487). When you use Town & Country Insurance Brokers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Town & Country Insurance Brokers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Town & Country Insurance Brokers’ phone number?
The FCA register lists the phone number 01484 818570 for Town & Country Insurance Brokers. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Town & Country Insurance Brokers a scam or clone?
Town & Country Insurance Brokers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Town & Country Insurance Brokers?
Protection works through Town and Country Financial Services (UK) Ltd, the principal firm responsible for Town & Country Insurance Brokers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Town & Country Insurance Brokers?
Companies House lists one person with significant control of Town & Country Insurance Brokers: Mr Jonathan Mark Whitehead (significant influence or control). Before that, it was controlled by Mr Anthony Craig Dickinson.
Who runs Town & Country Insurance Brokers?
Companies House lists 2 directors of Town & Country Insurance Brokers: Anthony Craig Dickinson and Jonathan Mark Whitehead.
How long has Town & Country Insurance Brokers been in business?
The company was formed on 19 October 2010.
What do Town & Country Insurance Brokers’ latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £446k (+32% from £339k) and cash at bank of £499k (+33% from £375k).
Does Town & Country Insurance Brokers use any other names?
It trades as Town & Country Insurance Services.

Sources and links

The full report on Town & Country Insurance Brokers Ltd

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