Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 30 June 2025
- On its latest accounts it owed £13.9k more than it owned
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Nellmo Ltd (FRN 1014885) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Nellmo's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Nellmo, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Top Floor, 2 Silver Street, Cirencester, Gloucestershire, GL7 2BL, United Kingdom
In the full report: 2 background checks
- What kind of line 01285 655355 is
- Who else gives the postcode GL7 2BL
Other names (3)
If you were contacted under any of these names, it is this firm.
- Perry Bishop Financial Services Ltd Former name: A name it was registered under before.
- PB Financial Services Former trading name: A name it used to trade under.
- Perry Bishop Financial Services Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15681580 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 26 April 2024 (2 years old)
- Registered office
- Top Floor, 2 Silver Street, Cirencester, Gloucestershire, GL7 2BL, United Kingdom
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Real estate agencies (SIC 68310)
- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Phillip Paul Bishop | Director | Sep 1971 | 26 Apr 2024 | 4 other companies |
| Sian Elizabeth Sinclair | Director | Dec 1982 | 26 Apr 2024 | 5 other companies |
| Gavin Neil Wallace | Director | Mar 1974 | 26 Apr 2024 | 4 other companies |
| Craig Legge | Director | Feb 1989 | 1 Jan 2026 | 5 other companies |
| Phillip Paul Bishop | Secretary | Not published | 26 Apr 2024 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 12
- closed down
- 4
- are FCA-registered
- 2
In the full report: all 12 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 on the FCA register
- The 4 companies these 4 directors run together
Filed accounts and finances
Net assets
−£13.9k
No earlier figure to compare
Employees (average)
3
No earlier figure to compare
Owed within a year
£16.9k
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £13.9k more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15681580. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Nellmo’s history from the FCA register and Companies House, newest first.
2026
13 August 2026
- Changed its registered name from "Perry Bishop Financial Services Ltd"
FCA register
20 January 2026
- Cotswold Home Inspectors Limited gave up control
Companies House
2024
4 June 2024
- Cotswold Home Inspectors Limited took control (75–100% of shares)
- Phillip Paul Bishop stopped being the majority owner
Companies House
31 May 2024
- Became an appointed representative
FCA register
26 April 2024
- Incorporated at Companies House
- Phillip Paul Bishop became the majority owner (50–75% of shares)
Companies House
In the full report: all 15 events
- All 15 events in its history (7 shown here)
- Every director appointment and resignation: 4
Firms connected to Nellmo
Other FCA-listed firms that share a director, phone number or address with Nellmo. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2)
- Who links each one: the named directors, with dates
Firms like Nellmo
Other firms of the same type (financial adviser), nearest first.
In Cirencester
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Nellmo
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 12 other companies its directors have run, named
- 2 background checks on its contact details
- All 15 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk