Neo Loans Ltd
Reference number: 673521
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Neo Loans Ltd, Devon House, 1 Chorley New Road, Bolton, BL1 4QR, United Kingdom
In the full report: 3 background checks
- When neoloans.co.uk first appeared online, and whether it can receive email
- What kind of line 01204 933600 is
- Who else gives the postcode BL1 4QR
Other names (9)
If you were contacted under any of these names, it is this firm.
- Alchemy Loans Trading name: A name it trades under now.
- Alchemy Money Trading name: A name it trades under now.
- Alchemy Money Limited Former name: A name it was registered under before.
- 1st UK Money Former trading name: A name it used to trade under.
- 1st UK Mortgages Former trading name: A name it used to trade under.
- Debt Advice Line Former trading name: A name it used to trade under.
- Debtadviceline.uk Former trading name: A name it used to trade under.
- Jubilee 2000uk.org Former trading name: A name it used to trade under.
- Jubilee Finance Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on regulated mortgage contracts
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Debt Adjusting
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08587808 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 June 2013 (13 years old)
- Registered office
- Devon House, 1, Chorley New Road, Bolton, BL1 4QR, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Anthony John Ulph | Director | May 1954 | 27 Jun 2013 | 7 other companies |
| Ian Henry Matthews | Director | Dec 1960 | 20 Dec 2014 | 3 other companies |
| Philip Robert Byron | Director | Sep 1961 | 11 Nov 2025 | 10 other companies |
| Kevin Hindley | Director | Oct 1964 | 11 Nov 2025 | None |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 20
- closed down
- 8
- still active
- 12
In the full report: all 20 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£927
−119% from £4,794
Employees (average)
2
Same as 2
Owed within a year
£18.1k
+11% from £16.3k
Net assets are negative: on its last balance sheet the company owed £927 more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08587808. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Neo Loans’s history from the FCA register and Companies House, newest first.
2025
1 December 2025
- Changed its registered name from "Alchemy Money Limited"
FCA register
11 November 2025
- Anthony John Ulph stopped being the majority owner
- Ian Henry Matthews stopped being a part-owner
- Neo Money Group Ltd took control (75–100% of shares)
Companies House
2016
6 April 2016
- Anthony John Ulph became the majority owner (50–75% of shares)
- Ian Henry Matthews became a part-owner (25–50% of shares)
Companies House
2015
25 August 2015
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2013
27 June 2013
- Incorporated at Companies House
Companies House
In the full report: all 31 events
- All 31 events in its history (9 shown here)
- Every director appointment and resignation: 6
Firms connected to Neo Loans
Other FCA-listed firms that share a director, phone number or address with Neo Loans. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Neo Loans
Other firms of the same type (mortgage adviser or broker), nearest first.
In Bolton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Neo Loans
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 20 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 31 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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How long has Neo Loans been in business?
What do Neo Loans’ latest accounts show?
Does Neo Loans use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk