New Era Mortgages Limited

Reference number: 1013931

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • New Era Mortgages Limited (FRN 1013931) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use New Era Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from New Era Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When neweramortgages.com first appeared online, and whether it can receive email
  • What kind of line 01323 332832 is
  • Who else gives the postcode BN22 8PW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15358861
Company status
Active
Company type
Private limited company
Incorporated
18 December 2023 (2 years old)
Registered office
Archer House, Northbourne Road, Eastbourne, BN22 8PW, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Lesley Anne Jones Director Aug 1952 18 Dec 2023 1 other company
Richard Howe Martin Director Jul 1954 18 Dec 2023 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Total equity

£6,001

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£3,930

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15358861. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

New Era Mortgages’s history from the FCA register and Companies House, newest first.

2024

30 May 2024

  • Became an appointed representative

FCA register

2023

18 December 2023

  • Incorporated at Companies House
  • Lesley Anne Jones became a part-owner (25–50% of shares)
  • Richard Howe Martin became the majority owner (50–75% of shares)
  • Lesley Anne Jones appointed as a director
  • Richard Howe Martin appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to New Era Mortgages

Other FCA-listed firms that share a director, phone number or address with New Era Mortgages. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like New Era Mortgages

Other firms of the same type (mortgage adviser or broker), nearest first.

In Eastbourne

EBR Mortgages LimitedEastbourneAppointed representativeJohn LittleEastbourneAppointed representativeNRG Commercial Finance LimitedEastbourneAppointed representativePaul StevensEastbourneAppointed representativePellow Mortgage Solutions LtdEastbourneAppointed representativeQ Mortgages & Protection LimitedEastbourneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on New Era Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is New Era Mortgages Limited FCA authorised?
New Era Mortgages Limited (FRN 1013931) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for New Era Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. New Era Mortgages Limited (FRN 1013931) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use New Era Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from New Era Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is New Era Mortgages’ phone number and website?
The FCA register lists the phone number 01323 332832 and the website neweramortgages.com for New Era Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is New Era Mortgages a scam or clone?
New Era Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with New Era Mortgages?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for New Era Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns New Era Mortgages?
Companies House lists 2 people with significant control of New Era Mortgages: Mr Richard Howe Martin (50–75% of shares) and Mrs Lesley Anne Jones (25–50% of shares).
Who runs New Era Mortgages?
Companies House lists 2 directors of New Era Mortgages: Lesley Anne Jones and Richard Howe Martin.
How long has New Era Mortgages been in business?
The company was formed on 18 December 2023.
What do New Era Mortgages’ latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £6,001 (no earlier figure to compare).

Sources and links

The full report on New Era Mortgages Limited

£19.99 · Instant PDF download

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