New Wave Capital Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 7 years
Your funds are safeguarded
No FCA actions
Active company since 2012
61 Ombudsman complaints in January–June 2025

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

New Wave Capital Limited Reference number: 1042969 Introducer

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

capitalontap.com (opens in a new tab)
Phone number

020 8962 7401
Address

Capital on Tap, Floors 6-8, Hylo Building, Bunhill Row, London, EC1Y 8LZ, United Kingdom

In the full report: 3 background checks

When capitalontap.com first appeared online, and whether it can receive email
What kind of line 020 8962 7401 is
Who else gives the postcode EC1Y 8LZ

Other names (1)

If you were contacted under any of these names, it is this firm.

Capital on Tap Trading name: A name it trades under now.

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

a) Services enabling cash placement on a payment account
b) Services enabling cash withdrawals from a payment account
c) Execution of payment transactions (not covered by a credit line)
d) Execution of payment transactions (covered by a credit line)
e) Issuing payment instruments or acquiring payment transactions
f) Money remittance
h) Issuing Electronic Money

Financial Ombudsman complaints

Ombudsman complaints

new complaints, January–June 2025: 61
upheld, against a 31% median: 19%
about banking and credit: 61

A bigger firm gets more complaints simply because it has more customers.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07959823 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 22 February 2012 (14 years old)
Registered office: 27 Old Gloucester Street, London, WC1N 3AX, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
George Vahak Karibian	Director	Sep 1964	1 Mar 2012	23 other companies
David Evan Luck	Director	Mar 1983	12 Dec 2012	3 other companies
Anthony Faillace	Director	Mar 1964	21 Jun 2017	1 other company
Andrew Joseph Roberto	Director	Mar 1986	6 Oct 2020	None
Damian Brychcy	Director	Jul 1987	22 Jan 2024	4 other companies
ELEMENTAL COMPANY SECRETARY LIMITED	Corporate secretary	Not published	1 Jul 2024	–

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 30
closed down: 4
are FCA-registered: 3

In the full report: all 30 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
The 3 on the FCA register
The 1 company these 5 directors run together
All 7 people who have ever been directors, with their dates

Key dates in its history

New Wave Capital’s history from the FCA register and Companies House, newest first.

Key events (4) All events (16)

2019

20 March 2019

Regulated by the FCA from this date
Became an authorised e-money institution

FCA register

2016

6 April 2016

Anthony Faillace became a part-owner (25–50% of shares)

Companies House

2012

22 February 2012

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (4 shown here)
Every director appointment and resignation: 11

Firms connected to New Wave Capital

Other FCA-listed firms that share a director, phone number or address with New Wave Capital. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 2
share its postcode: 2

In the full report: all 4 connected firms, named

How each is linked: shared directors (2), the same postcode (2)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like New Wave Capital

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorised Wise Payments LimitedLondonAuthorised Forisgfs UK LimitedLondonAuthorised Wepay Payments Ltd.LondonAuthorised Airbnb Payments UK LimitedLondonAuthorised Mollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on New Wave Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

30 other companies its directors have run, named
3 background checks on its contact details
All 16 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is New Wave Capital Limited FCA authorised?

Yes, New Wave Capital Limited (FRN 900922) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2019 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.

What is New Wave Capital’s phone number and website?

The FCA register lists the phone number 020 8962 7401 and the website capitalontap.com for New Wave Capital. If you were given different contact details, use these to check with the firm before going any further.

Is New Wave Capital a scam or clone?

New Wave Capital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with New Wave Capital?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about New Wave Capital to the Financial Ombudsman Service, free of charge.

Who owns New Wave Capital?

Companies House lists one person with significant control of New Wave Capital: Anthony Faillace (25–50% of shares).

Who runs New Wave Capital?

Companies House lists 5 directors of New Wave Capital: George Vahak Karibian, David Evan Luck, Anthony Faillace, Andrew Joseph Roberto and Damian Brychcy.

How long has New Wave Capital been in business?

The company was formed on 22 February 2012, and has held its current FCA authorisation since March 2019.

How many complaints does New Wave Capital get?

In January–June 2025, the Financial Ombudsman Service received 61 new complaints about New Wave Capital, and upheld 19% of those it decided.

Does New Wave Capital use any other names?

It trades as Capital on Tap.