Newton and Associates Limited

Reference number: 1015495

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Newton and Associates Limited (FRN 1015495) is an AR of Woodley Limited (FRN 918604). When you use Newton and Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Newton and Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07950 474360

  • Address

    6a Hesketh Mount, 92-96 Lord Street, Southport, Sefton, PR8 1JR, United Kingdom

In the full report: 2 background checks

  • What kind of line 07950 474360 is
  • Who else gives the postcode PR8 1JR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Onesta Mortgages Trading name: A name it trades under now.
  • Newton and Associates Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Woodley Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 July 2023 (3 years old)
Registered office
61 Rodney Street, Liverpool, L1 9ER, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Newton Director May 1968 25 Jul 2023 None
Alison Sarah Doran Director Dec 1976 6 Sep 2024 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 September 2025Abridged accountsNot audited

Net assets

£101

Up £1,593 from −£1,492

Cash at bank

£4,723

No earlier figure to compare

Employees (average)

2

Same as 2

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15028059. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Newton and Associates’s history from the FCA register and Companies House, newest first.

2024

6 September 2024

  • Alison Sarah Doran became a part-owner (25–50% of shares)

Companies House

7 August 2024

  • Changed its registered name from "Newton and Associates Ltd"
  • Became an appointed representative

FCA register

2023

21 August 2023

  • Nichola Newton stopped being a part-owner

Companies House

25 July 2023

  • Incorporated at Companies House
  • Nichola Newton became a part-owner (25–50% of shares)
  • Paul Newton became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (7 shown here)
  • Every director appointment and resignation: 2
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Firms like Newton and Associates

Other firms of the same type (mortgage adviser or broker), nearest first.

In Southport

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Newton and Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is Newton and Associates Limited FCA authorised?
Newton and Associates Limited (FRN 1015495) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Newton and Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Newton and Associates Limited (FRN 1015495) is an AR of Woodley Limited (FRN 918604). When you use Newton and Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Newton and Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Newton and Associates’ phone number?
The FCA register lists the phone number 07950 474360 for Newton and Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Newton and Associates a scam or clone?
Newton and Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Newton and Associates?
Protection works through Woodley Limited, the principal firm responsible for Newton and Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Newton and Associates?
Companies House lists 2 people with significant control of Newton and Associates: Alison Sarah Doran (25–50% of shares) and Mr Paul Newton (25–50% of shares). Before that, it was controlled by Nichola Newton.
Who runs Newton and Associates?
Companies House lists 2 directors of Newton and Associates: Paul Newton and Alison Sarah Doran.
How long has Newton and Associates been in business?
The company was formed on 25 July 2023.
What do Newton and Associates’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £101 (up £1,593 from −£1,492) and cash at bank of £4,723 (no earlier figure to compare).
Does Newton and Associates use any other names?
It trades as Onesta Mortgages. It has previously used the name Newton and Associates Ltd.

Sources and links

The full report on Newton and Associates Limited

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