The Buy To Let Broker Limited

Reference number: 506579

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • The Buy To Let Broker Limited (FRN 506579) is an AR of PIVOTAL FINANCIAL LIMITED (FRN 665649). When you use The Buy To Let Broker's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from The Buy To Let Broker, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When thebuytoletbroker.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 949 9410 is
  • Who else gives the postcode PR8 4HQ
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Other names (12)

If you were contacted under any of these names, it is this firm.

  • Mortgaged Trading name: A name it trades under now.
  • The Bridging Broker Trading name: A name it trades under now.
  • The Brokers Broker Trading name: A name it trades under now.
  • www.thebridgingbroker.co.uk Trading name: A name it trades under now.
  • Alexandra Matthews Consultants Ltd Former name: A name it was registered under before.
  • Alexandra Matthews Former trading name: A name it used to trade under.
  • Alexandra Matthews Consultants Former trading name: A name it used to trade under.
  • amc Former trading name: A name it used to trade under.
  • AMC Financial Former trading name: A name it used to trade under.
  • debthelpnetwork.co.uk Former trading name: A name it used to trade under.
  • helpsavemyhome.co.uk Former trading name: A name it used to trade under.
  • loan-arranger.co.uk Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Pivotal Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
12 November 2008 (17 years old)
Registered office
Suite 1.04, Part First Floor 3 Southport Business Park, Wight Moss Way, Southport, PR8 4HQ, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Rowne Director May 1977 1 Dec 2013 2 other companies
Jeremy Paul Gibson Director May 1973 20 Mar 2024 87 other companies
James Hardwick Director Mar 1983 16 Dec 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
89
closed down
16
went insolvent
1

In the full report: all 89 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 37 on the FCA register, including one no longer authorised
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2023Small company accountsAudited

Net assets

£598k

−8.6% from £654k

Cash at bank

£52.5k

−91% from £576k

Employees (average)

23

−15% from 27

Owed within a year

£147k

−44% from £262k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2023
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06747769. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

The Buy To Let Broker’s history from the FCA register and Companies House, newest first.

2022

11 July 2022

  • Matthew Anthony Hardman stopped being a part-owner
  • Matthew Rowne stopped being a part-owner
  • Pivotal Growth Limited took control (75–100% of shares)

Companies House

2017

21 June 2017

  • Changed its registered name from "The Buy To Let Broker Limited"

FCA register

15 June 2017

  • Changed its registered name from "Alexandra Matthews Consultants Ltd"

FCA register

2016

6 April 2016

  • Matthew Anthony Hardman became a part-owner (25–50% of shares)
  • Matthew Rowne became a part-owner (25–50% of shares)

Companies House

2009

7 September 2009

  • Became an appointed representative

FCA register

2008

12 November 2008

  • Incorporated at Companies House

Companies House

In the full report: all 35 events

  • All 35 events in its history (9 shown here)
  • Every director appointment and resignation: 7
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Firms connected to The Buy To Let Broker

Other FCA-listed firms that share a director, phone number or address with The Buy To Let Broker. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like The Buy To Let Broker

Other firms of the same type (mortgage adviser or broker), nearest first.

In Southport

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on The Buy To Let Broker

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 89 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 35 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is The Buy To Let Broker Limited FCA authorised?
The Buy To Let Broker Limited (FRN 506579) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for The Buy To Let Broker?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. The Buy To Let Broker Limited (FRN 506579) is an AR of PIVOTAL FINANCIAL LIMITED (FRN 665649). When you use The Buy To Let Broker's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from The Buy To Let Broker, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is The Buy To Let Broker’s phone number and website?
The FCA register lists the phone number 0800 949 9410 and the website thebuytoletbroker.co.uk for The Buy To Let Broker. If you were given different contact details, use these to check with the firm before going any further.
Is The Buy To Let Broker a scam or clone?
The Buy To Let Broker is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with The Buy To Let Broker?
Protection works through Pivotal Financial Limited, the principal firm responsible for The Buy To Let Broker's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns The Buy To Let Broker?
The Buy To Let Broker is owned by Pivotal Growth Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 11 July 2022. Before that, it was controlled by Mr Matthew Anthony Hardman and Mr Matthew Rowne.
Who runs The Buy To Let Broker?
Companies House lists 3 directors of The Buy To Let Broker: Matthew Rowne, Jeremy Paul Gibson and James Hardwick.
How long has The Buy To Let Broker been in business?
The company was formed on 12 November 2008.
What do The Buy To Let Broker’s latest accounts show?
Its latest accounts, to 31 December 2023, show net assets of £598k (−8.6% from £654k) and cash at bank of £52.5k (−91% from £576k).
Does The Buy To Let Broker use any other names?
It trades as Mortgaged, The Bridging Broker, The Brokers Broker and www.thebridgingbroker.co.uk. It has previously used 8 other names, including Alexandra Matthews Consultants Ltd, Alexandra Matthews and Alexandra Matthews Consultants.

Sources and links

The full report on The Buy To Let Broker Limited

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