Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
HL Partnership Limited Reference number: 303397 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Nexpad Mortgages Limited (FRN 1050795) is an AR of HL Partnership Limited (FRN 303397). When you use Nexpad Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Nexpad Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
224 Castle Road, Bedford, Bedford, MK40 3UA, United Kingdom
In the full report: 2 background checks
- What kind of line 07891 534534 is
- Who else gives the postcode MK40 3UA
Other names (1)
If you were contacted under any of these names, it is this firm.
- Nexpad Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16942809 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 January 2026 (less than a year old)
- Registered office
- 6 Merus Court, Meridian Business Park, Leicester, LE19 1RJ, England
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stuart John Dare | Director | Jan 1977 | 5 Jan 2026 | 2 other companies |
| Philippus Rudolph Botha | Director | Apr 1974 | 18 Aug 2026 | 8 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 10
- still active
- 10
- are FCA-registered
- 4
In the full report: all 10 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 on the FCA register
- All 3 people who have ever been directors, with their dates
Key dates in its history
Nexpad Mortgages’s history from the FCA register and Companies House, newest first.
2026
13 February 2026
- Became an appointed representative
FCA register
5 January 2026
- Incorporated at Companies House
- Josewin Limited took control (75–100% of shares)
Companies House
In the full report: all 8 events
- All 8 events in its history (3 shown here)
- Every director appointment and resignation: 4
Firms connected to Nexpad Mortgages
Other FCA-listed firms that share a director, phone number or address with Nexpad Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 4
In the full report: all 4 connected firms, named
- How each is linked: shared directors (4)
- Who links each one: the named directors, with dates
Firms like Nexpad Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Bedford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Nexpad Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 10 other companies its directors have run, named
- 2 background checks on its contact details
- All 8 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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Does Nexpad Mortgages use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk